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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Opening an account with Zopa is really easy.

Opening an account with Zopa is really easy. They give a great interest rate and cash back on direct debits. The app is very intuitive and easy to use, and your savings pot are also available and easy to transfer money in and out. Reviewed on: 15th January 2026

Ka Leung

App easy to use but internal money moving need few seconds Reviewed on: 15th January 2026

Moving my halifax to my Zopa bank as far better cust...

Moving my halifax to my Zopa bank as far better customer service zopa Credit card is fair and easy to manage I also have a Zopa savings Reviewed on: 15th January 2026

A great bank & top saving company with the best returns

Glad I went with Zopa. A good bank & the best interest for my savings Reviewed on: 15th January 2026

I’ve never had a problem with Zopa

I’ve never had a problem with Zopa Reviewed on: 15th January 2026

Zopa helps controlling my financial sit...

Zopa has assisted me in controlling my financial situation giving me more information regarding payments in and out of the account with my balance so I never over spend. Reviewed on: 15th January 2026

Zopa gives more thank promised!.

Easy to open account, easy to manage it, nice profit. Reviewed on: 15th January 2026

Amazing bank and more Amazing perks

I was told about Zopa by my friend and I decided to look into it because it sounded too good to be true but to my surprise, it was true. So I opened an account and started my saving journey. Reviewed on: 15th January 2026

Amazing value from this account, without the gimmicks.

Amazing value from this account, without the gimmicks. Great smooth experience to use and you trust your money is working for you. Reviewed on: 15th January 2026

Brilliant bank to invest and save with.

I joined Zopa due to their promotion at the time which was inflated interest rates on savings accounts providing you deposit £500 a month. I referred 5/6 friends who are all using it and making the most of the bonus, and I also received £10 for every person I referred who used my link. The deposits are very fast, the app is so easy and simple to use and the withdrawals I have found to be basically instant. I have really enjoyed my experience with Zopa so far and for anyone with any kind of savings, Zopa is a great bank to use to invest your money. Reviewed on: 15th January 2026

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