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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy process and understandable

Very easy process and understandable Reviewed on: 15th January 2026

excellent bank account

Easy to open bank account with excellent features Reviewed on: 15th January 2026

Wry easy to open an account and start getting inter...

Wry easy to open an account and start getting interest Reviewed on: 15th January 2026

Excellent card got an increase which came in handy

Excellent card got an increase which came in handy Reviewed on: 15th January 2026

No brainer account

Zopa has a great app, really easy to use and understand, interest rate is very good for savrs, even the current account pays 2 %, defo recommend. Reviewed on: 15th January 2026

Zopa has helped me rebuild my credit score without o...

Zopa has helped me rebuild my credit score without over stretching my finances Reviewed on: 15th January 2026

You’ve tried the rest now the best , Zopa

I had been banking with Santander for 15 years and decided to try Zopa and after only 5 months with Zopa and doing nothing different than I had done with Santander I earned £65 just from my current account , Zopa also offer 7.2% on savings and the option to open to extra savings pots offering 4.2% , fantastic online app , very easy to navigate and a real blast of fresh air and a credit to the financial organisation named Zopa. Reviewed on: 15th January 2026

Amazing!

Zopa has been amazing ever since I started with them. Their app is incredibly easy to use and offers features above and beyond other banks. Their rates for savings accounts regular savers and cash back are top of the class and I have nothing but praise for them. Reviewed on: 15th January 2026

Better than most

great products and app, best if all reasonable interest rates. Reviewed on: 15th January 2026

Good interest rates and nice integration between acc...

Good interest rates and nice integration between accounts and pots. Any move to accept credit card payments using PAN would be great Reviewed on: 15th January 2026

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