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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5742 reviews)

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4.94

Based on 5,742 reviews, last reviewed 2nd Mar 2026

272600% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great service. Everything is so simple and the staff are very knowledgeable and help and most importantly patient Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5742)

Soo straight forward attentive , and listen to my ne...

Soo straight forward attentive , and listen to my needs, take account of my personal financial situation. Reviewed on: 15th January 2026

Excellent returns, safe and reliable

I've been with Zopa since their peer-to-peer Lending days. The return on my money has always been good, service is excellent- very quick and reliable. I've always had confidence in how they deal with my money. Reviewed on: 15th January 2026

Friendly Interface

Such a friendly updated user interface app that is so easy to use! Very motivating and provides lots of information on managing your finances. Reviewed on: 15th January 2026

I’ve had a great experience with my Zopa credit card.

I’ve had a great experience with my Zopa credit card. The app is really easy to use, everything is clear and transparent, and managing payments or checking balances is straightforward. The interest rates are competitive, there are no nasty surprises, and customer support has been quick and helpful whenever I’ve needed them. Overall, Zopa feels modern, fair, and trustworthy — I’d definitely recommend their credit card to anyone looking for a simple, well-run option. Reviewed on: 15th January 2026

I have had a great experience with zopa, always very...

I have had a great experience with zopa, always very helpful and understanding, would recommend Reviewed on: 15th January 2026

Good company to deal with and don't hound you

Good company to deal with and don't hound you Reviewed on: 15th January 2026

Easy to operate with brilliant rates.

Easy to operate with brilliant rates. Reviewed on: 15th January 2026

Love zope

Love zope zope has made managing my money better and helps me to understand things Reviewed on: 15th January 2026

Zopa have been excellent from the start

Zopa have been excellent from the start Reviewed on: 15th January 2026

Back with zopa from chase -

I switched from zopa to chase 2 years ago because at that time chase offered better rewards but now zopa offers better so I'm pleased to be back using zopa. Reviewed on: 15th January 2026

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