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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I've had no issues whatsoever very happy

I've had no issues whatsoever very happy Reviewed on: 15th January 2026

Zopa has helped me focus on saving, Increase my awar...

Zopa has helped me focus on saving, Increase my awareness of how easy it is to save. Reviewed on: 15th January 2026

Zopa is just so user friendly.

Zopa is just so user friendly. Great service and fab interest. Love using the app Reviewed on: 15th January 2026

Excellent bank account

Never had any problems since opening my account Reviewed on: 15th January 2026

Great experience with Zopa

Easy to open account, savings rates are good, easy to move money between accounts. Zopa are not constantly trying to sell you other products. Very good experience all round. Reviewed on: 15th January 2026

Excellent all round, app is brilliant

Excellent all round, app is brilliant Reviewed on: 15th January 2026

The future of banking

The account platform is clear and updates are timely. They offer amazing interest rates on current and savings accounts and being a customer feels very rewarding. I am excited to see what the future holds. Reviewed on: 15th January 2026

Totally brilliant, one of the best online bank accou...

Totally brilliant, one of the best online bank accounts available Reviewed on: 15th January 2026

Flexible and meet my needs, very helpful.

Flexible and meet my needs, very helpful. Reviewed on: 15th January 2026

Easy to use

Very easy to open account and navigate through the app Reviewed on: 15th January 2026

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