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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Love the pots, love the boosts to saving rates, love...

Love the pots, love the boosts to saving rates, love to see the running total for interest each month Reviewed on: 15th January 2026

Excellent bank account.

Zopa has an easy to open account with a well laid out app and decent rates of interest. It offers everything I need from a current account and has a boosted savings account as well. What else can I ask for. Reviewed on: 15th January 2026

Zopa is extremely easy to use

Zopa is extremely easy to use, it has lots of useful features like, advanced notifications of when payments are due, notifications of when money has been paid out of your account. The mobile app is easy to use Reviewed on: 15th January 2026

I'm really happy with Zopa.

I'm really happy with Zopa. Their app is excellent and I get a good return for my savings. Reviewed on: 15th January 2026

Really good and easy - don't love having my savings...

Really good and easy - don't love having my savings account so visible when I open the app and would love more features like Round Up but it's a great app based bank Reviewed on: 15th January 2026

Great for savings and easy use

They have an excellent savings rate and it was so easy to set up the account. Also very easy to navigate around the app. Reviewed on: 15th January 2026

A great alternative bank

I joined Zopa after a friend told me about them, I really like Zopa bank account as its stripes down in terms do features and just lets me manage my money, while my old bank had to many bells and whistles that was distracting to me Reviewed on: 15th January 2026

Works a treat!

I love the ease with which it operates. Crystal clear, straightforward, no nonsense service. I have already recommended Zopa to friends and family who have come to agree with me. Reviewed on: 15th January 2026

Top account takes the biscuit!

Zopa has been excellent, quick and easy to set up and understand. I can’t fault them. Reviewed on: 15th January 2026

Excellent bank

Excellent bank! Zopa is easy to use, transparent, and reliable. The app is smooth, savings rates are competitive, and everything just works. Customer service has been fast and helpful whenever I needed it. Highly recommend. Reviewed on: 15th January 2026

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