Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

A great service, great interest and great communicat...

A great service, great interest and great communication whenever I need to know anything. The accounts (babking and savings) were so easy to set up and are super easy to use. The App is very user friendly, even for thos smart phone luddite! Reviewed on: 15th January 2026

Great account with everything you want and more

Very easy to set up my account. The App is great and they offer excellent rates/benefits. What’s not to like? Reviewed on: 15th January 2026

Fantastic and so simple to use

My husband encouraged me to open a biscuit account with Zopa and I can honestly say it's the easiest to use online account, offering fantastic interest rates. I've recommended it to my friends and family. Reviewed on: 15th January 2026

No.1 incentive bank so far. Great work

Since coming across biscuit/zopa it has given more for your money, great incentives and rates. Hope this will continue and so will my referrals to others Reviewed on: 15th January 2026

Helped me save with their high interest rates

Helped me save with their high interest rates Reviewed on: 15th January 2026

Very good app, easy to use, quick payments in and ou...

Very good app, easy to use, quick payments in and out, good notifications and.. best of all, excellent interest rates! Would, and indeed have, recommended to others Reviewed on: 15th January 2026

Zopa is very good bank.

Zopa is very good bank. Great interest rates Reviewed on: 15th January 2026

Great app!

Great app! Top for savings. Now do investments. Reviewed on: 15th January 2026

Great bank account with competitive rates and a simp...

Great bank account with competitive rates and a simple to use App. Reviewed on: 15th January 2026

I was able to get a credit card with a decent rate w...

I was able to get a credit card with a decent rate when I really needed it. I am so grateful they mean a lot to me. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Card One Money 3.15 from 4 reviews
Cash Account
from Bank of Scotland 4.02 from 55 reviews
Student Current Account
from Nationwide 5.00 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub