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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

A great service, great interest and great communicat...

A great service, great interest and great communication whenever I need to know anything. The accounts (babking and savings) were so easy to set up and are super easy to use. The App is very user friendly, even for thos smart phone luddite! Reviewed on: 15th January 2026

Great account with everything you want and more

Very easy to set up my account. The App is great and they offer excellent rates/benefits. What’s not to like? Reviewed on: 15th January 2026

Fantastic and so simple to use

My husband encouraged me to open a biscuit account with Zopa and I can honestly say it's the easiest to use online account, offering fantastic interest rates. I've recommended it to my friends and family. Reviewed on: 15th January 2026

No.1 incentive bank so far. Great work

Since coming across biscuit/zopa it has given more for your money, great incentives and rates. Hope this will continue and so will my referrals to others Reviewed on: 15th January 2026

Helped me save with their high interest rates

Helped me save with their high interest rates Reviewed on: 15th January 2026

Very good app, easy to use, quick payments in and ou...

Very good app, easy to use, quick payments in and out, good notifications and.. best of all, excellent interest rates! Would, and indeed have, recommended to others Reviewed on: 15th January 2026

Zopa is very good bank.

Zopa is very good bank. Great interest rates Reviewed on: 15th January 2026

Great app!

Great app! Top for savings. Now do investments. Reviewed on: 15th January 2026

Great bank account with competitive rates and a simp...

Great bank account with competitive rates and a simple to use App. Reviewed on: 15th January 2026

I was able to get a credit card with a decent rate w...

I was able to get a credit card with a decent rate when I really needed it. I am so grateful they mean a lot to me. Reviewed on: 15th January 2026

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