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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
33% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use on online service customer services are...

5
Easy to use on online service customer services are very helpful when i ve used the messaging service Reviewed on: 15th January 2026

I have only had to call customer service once and th...

5
I have only had to call customer service once and they answered and dealt with my issue within 10 mins (which my own fault) I have already recommend Zopa to family and friends Reviewed on: 15th January 2026

Zopa is user friendly and has good interest rates.

5
Zopa is user friendly and has good interest rates. Reviewed on: 15th January 2026

Excellent. Excellent. Excellent

5
It was very easy to set up and they use it interface on the app is great Reviewed on: 15th January 2026

It is verry good, I am very happy to use...

5
It is verry good, I am very happy to use this card Reviewed on: 15th January 2026

Easy to use, and good customer service when you don’...

5
Easy to use, and good customer service when you don’t understand something Reviewed on: 15th January 2026

Very Good

5
Very good I use for shopping is easy to use Reviewed on: 15th January 2026

helps me save, make the most of my money

5
Great facility, helps me save, make the most of my money, and spend wisely. Reviewed on: 15th January 2026

Great service and app

5
Great service and app, highly recommended ! Reviewed on: 15th January 2026

Zopa has a good App.

5
Zopa has good savings rates and the app is convenient and easy to use Reviewed on: 15th January 2026

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