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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Quick to respond to queries, wouldn’t go anywhere else

Quick to respond to queries, wouldn’t go anywhere else Reviewed on: 15th January 2026

Excellent saving rates, from regular saver, to norma...

Excellent saving rates, from regular saver, to normal savings account, and even on basic current account. Easy to transfer between accounts, and to others. Reviewed on: 15th January 2026

Since I open the account I never had any problem, I...

Since I open the account I never had any problem, I get notification when I use my card, and very easy to open account Reviewed on: 15th January 2026

Never had an issue very good service all round

Never had an issue very good service all round Reviewed on: 15th January 2026

Very easy set up, a great range of products for my c...

Very easy set up, a great range of products for my current needs. Reviewed on: 15th January 2026

SIMPLY THE BEST NEW BANK ACCOUNT EVER

ZOPA BANK OFFERS THE BEST AER INTEREST RATE ON SAVINGS ACOOUNT AT THE MOMENT, ONLINE ONLY BASED BANK APP IS ENTERTAINING, EASY TO USE AND OFFERS EXCELLENT CUSTOMER SERVICE. Reviewed on: 15th January 2026

Good interest rates.

Good interest rates. A Litle convoluted moving money between accounts. Reviewed on: 15th January 2026

Good bank accounts and app

Good banking product with good current account and savings rates. I like the easy to use app too. Just needs accounts switching facility to make it easier to join Zopa. Reviewed on: 15th January 2026

Amazing Bank and savings plan

I love Zopa especially the offers, been helping me save a bit more especially with the smart hub savings pot. A really fun way to save Reviewed on: 15th January 2026

Excellent customer service and brilliant banking

Excellent customer service and brilliant banking Reviewed on: 15th January 2026

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