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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Moving to Zopa was a no brainer!

I moved to Zopa because they were offering the highest interest rate on savings and also interest on my current account. The app is easy to download and set up and very easy to use. I love it. Reviewed on: 15th January 2026

Simple, flexible & valuable

Good interest rates, lots of options for managing savings and spending with different pots, simple easy to use app. Reviewed on: 15th January 2026

Excellent product easy to understand and very profes...

Excellent product easy to understand and very professional Reviewed on: 15th January 2026

Fabulous Zopa

Great app, easy to use and move money around. Great customer service. Good value for money. Does everything from moving money, loans, card management very quickly and efficiently. Love it. Reviewed on: 15th January 2026

Excellent rates probably the best rates on the marke...

Excellent rates probably the best rates on the market ,hopefully not reducing any time soon. Reviewed on: 15th January 2026

I've had a positive experience using Zopa's savings...

I've had a positive experience using Zopa's savings suite with a generous introductory interest rate. Reviewed on: 15th January 2026

Overall Zopa is a great bank account.

Overall Zopa is a great bank account. It's easy to use app, the account itself is great, offering savings for current account cash. I love it Reviewed on: 15th January 2026

Easy to set account up.

Easy to set account up. Easy to move and transfer money. And excellent interest rate for an instant access account. Shame the boost is only 12 months. Reviewed on: 15th January 2026

Happy with bank account and credit card never had an...

Happy with bank account and credit card never had any issues good cards to use abroad. Staff are very friendly and helpful not like other banks Reviewed on: 15th January 2026

Easy to navigate App, good interest rates.

Easy to navigate App, good interest rates. Good comms. Reviewed on: 15th January 2026

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