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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Easy to use platform, making it simple to save and s...

Easy to use platform, making it simple to save and see at a glance all accounts in one place Reviewed on: 15th January 2026

Great account!

Great account, easy to use, transfer into and linked savings account. Bonus is cashback from direct debits Reviewed on: 15th January 2026

It's Great and very easy to use for me

It's Great and very easy to use for me Reviewed on: 15th January 2026

Good all round

I used to use another Bank , but the service was not what was expected of them . I switched my service to Zopa Current and they are a much better service. Reviewed on: 15th January 2026

First Class

Love the easiness of the app. Rates are good too! Reviewed on: 15th January 2026

Easy to setup and great rates.

Easy to setup and great rates. Easy to use app and works with apple wallet Reviewed on: 15th January 2026

Good rates.

Good rates. Good app. Would recommend Reviewed on: 15th January 2026

Great saver rates

Great saver rates to encourage saving as and when possible. Straight forward application process and clear and way to use on-line banking. Reviewed on: 15th January 2026

Super easy to set up a new account!

Setting up a new account was super easy! User experience, onboarding and identity checks were done in minutes! Reviewed on: 15th January 2026

Zopa is very easy to use and gives great cashback of...

Zopa is very easy to use and gives great cashback offers on direct debits Reviewed on: 15th January 2026

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