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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open an account and easy to use.

Easy to open an account and easy to use. Great features and interest rates. Reviewed on: 15th January 2026

Great interest rate

easy interface and good comms. Great interest rate! Reviewed on: 15th January 2026

Love it more than chios less than.

Love it more than chios less than. Beetroot but more than chips Reviewed on: 15th January 2026

Zopa the best interest rate rainy day

Zopa offer the best interest rate with their rainy day saver account. It's easy to use the ai to move and transfer money to different accounts on Zopa and other bank accounts you have. The app is easy to set up and navigate. You even get 1% interest on your current account Reviewed on: 15th January 2026

Painless Banking

Easy to use, stable systems, painless. very transparent Reviewed on: 15th January 2026

So easy to use App with instant decisions.

So easy to use App with instant decisions. Much faster than a bank. Reviewed on: 15th January 2026

From start account has been excexcellent

From start account has been excellent Reviewed on: 15th January 2026

Since joining Zopa my credit rating has built up ver...

Since joining Zopa my credit rating has built up very well. A big thanks to you for all your help.!!! Reviewed on: 15th January 2026

No complaints

Very good , app works well service is good. Reviewed on: 15th January 2026

Totally Awesome

Totally made up with Zopa great rates easy GUI in App lovely stuff 5* Reviewed on: 15th January 2026

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