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Zopa: Current account reviews

4.94
Based on 5,571 reviews, last reviewed 20th Feb 2026
264900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience Very good experience with zopa. Loan interest rate is little higher Reviewed on: 20th February 2026
NMA's avatar
NMA

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5571)

Amazing service all round easy to use

5
Amazing service all round easy to use Reviewed on: 15th January 2026

When needed money zopa helped me out good customer...

5
When needed money zopa helped me out good customer service Reviewed on: 15th January 2026

This is excellent credit card .

5
This is excellent credit card .been using nearly 3 years .all i can say is excellent Reviewed on: 15th January 2026

Everything is easy.

5
Everything is easy. All transparent and easy to understand. Reviewed on: 15th January 2026

Great service and account would recommend

5
Great service and account would recommend Reviewed on: 15th January 2026

I love zopa!

5
I love zopa! Is the best bank I've found Reviewed on: 15th January 2026

They are decently little account with good perks

5
They are decently little account with good perks Reviewed on: 15th January 2026

Very good app, loads of helpful tools it's very clea...

5
Very good app, loads of helpful tools it's very clean ui too Reviewed on: 15th January 2026

Fantastic bank

5
Always works as it should, kept informed and simple to use Reviewed on: 15th January 2026

Great service, and love the biscuit card!

5
Great service, and love the biscuit card! Reviewed on: 11th September 2025

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