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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great experience

My experience with Zopa has been excellent in every way, I would highly recommend Reviewed on: 15th January 2026

Good on Zopa

Only recently joined Zopa, but so far i have found the app easy to navigate.The format is very clear and not easy on the eye. Also the debit card arrived before the time slot and was easy to activate. Well done Zopa. Reviewed on: 15th January 2026

Very impressed

Very impressed so far, have had savings accounts for a few years, super easy to open & manage, interest rates dipped n comparison with other providers so I backed off a bit but now i have a current account that pays interest and unlocks increased rates on savings so back in the game! Reviewed on: 15th January 2026

At Zopa bank they are very activities and quick to r...

At Zopa bank they are very activities and quick to respond to queries. They off better services than most of banks on the High Street with a an excellent mobile app. Reviewed on: 15th January 2026

Banking and saving

So easy to use the app great interest rates and very good credit card fantastic bank Reviewed on: 15th January 2026

My experience so far with ZOPA

So far, I think the service provided is excellent, and the account options work well for me. Everything evolves with time, and I’m sure the app will continue to improve as new features and functionalities are added. Reviewed on: 15th January 2026

I have had Zopa current account from the start

I have had Zopa current account from the start….and have been very impressed…I like linking it to other Zopa products… Reviewed on: 15th January 2026

Competitive interest rates and easy app experience

Very competitive interest rates on both saver and easy-access accounts caught my attention, followed by a smooth current account switch away from Chase into Zopa. The app took a few minutes to figure out at first, especially navigating the savings, but grew to become one of the most intuitive experiences. Reviewed on: 15th January 2026

I was just a credit card customer

I had a credit card with Zopa and was asked if I would like an account which I opened and now have been saving with a great rate of interest for almost a year. Its just a shame the rate is nearly over. Reviewed on: 15th January 2026

Good Rewards

The cashback on bills and interest rate on the save is among the best around. Reviewed on: 15th January 2026

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