Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

First i had Credit Card with Zopa which was surprisi...

First i had Credit Card with Zopa which was surprisingly helpful in this financial tough time. Then they offered me Bank account which I opened. To be honest, truly world class service. Highly recommended. All the best ZOPA. Reviewed on: 15th January 2026

Mostly good

Good - the interest rates and cashback, the app. Disappointed the interest rate dropped simply because monthly pay date changes and missed deposit by a day. Transfers aren’t instant. Reviewed on: 15th January 2026

Great rates

Joined Zopa because of the great rate for savings . Was so easy to join and refer friends couldn’t of been easier Reviewed on: 15th January 2026

Excellent, never had a problem, one of the best ban...

Excellent, never had a problem, one of the best bank out there. Reviewed on: 15th January 2026

Zopa offers market leading interest rates on Easy Ac...

Zopa offers market leading interest rates on Easy Access and Fixed Rate accounts. These accounts were easy to set up on the App. Reviewed on: 15th January 2026

They give me free money for doing things

They give me free money for doing things Reviewed on: 15th January 2026

I originaly opened an account with zopa for saving..

I originaly opened an account with zopa for savings.. as the rate was better than what was offered else were.. i was iffered a credit card at a grest rate of pay back.. and a respectabke £650 limit.. once i sort all my finances out.. i will b using zopa full time.. Reviewed on: 15th January 2026

easy to navigate and great savings rate.

easy to navigate and great savings rate. very happy Reviewed on: 15th January 2026

Brilliant bank recommendation

Brilliant bank would recommend to others Reviewed on: 15th January 2026

Nothing to complain about

Easy to use app, great interest rates and excellent customer service. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

FlexAccount
from Nationwide 4.61 from 1111 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Freedom Current Account
from Danske Bank UK 4.09 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub