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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Professional efficient platform and innovative banki...

Professional efficient platform and innovative banking competitor worthy of note . Setting standards that others can only admire.Thank you Zopa - a team effort . Appreciated. Reviewed on: 15th January 2026

Outstanding bank and credit

Outstanding bank and credit card Reviewed on: 15th January 2026

Zopa-Licious

My Zopa experience so far has been excellent, I love the service they provide. The app is quick and user friendly. I’ve already recommended to friends. Reviewed on: 15th January 2026

Great customer support and excellent savings rate

Great customer support and excellent savings rate Reviewed on: 15th January 2026

When couldn’t get a refund for a bed Zopa were so ea...

When couldn’t get a refund for a bed Zopa were so easy to talk to and it didn’t take them long to get my money back for me Reviewed on: 15th January 2026

Much better then your usual high street banks

So easy to use, so much better than highstreet banks Reviewed on: 15th January 2026

Awesome team

Always there to help, great service Reviewed on: 15th January 2026

Excellent value, easy to navigate website.

Excellent value, easy to navigate website. Instant money transfer. Reviewed on: 15th January 2026

Great tasting biscuits and savings.

Zopa does exactly what they say on the biscuit tin, excellent service leaving you with a great taste in your mouth. Reviewed on: 15th January 2026

Good app and easy to use.

Good app and easy to use. Lots of different ways to save using ‘pots’. I like the features on the Biscuit current account like cash back on bills and interest on savings. ZOPA also keep you up to date with changes and information about your account. Reviewed on: 15th January 2026

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