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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Higher than average interest rates.

Higher than average interest rates.Excellent App to manage your money. Reviewed on: 15th January 2026

I have never had a problem with zopa great customer...

I have never had a problem with zopa great customer service Reviewed on: 15th January 2026

ZOPA good to know I’m in safe hands

Zopa have been no fuss seamless and professional throughout. Reviewed on: 15th January 2026

There when I needed them

Always great service and listen to issues and more importantly act on them… nice people to do business with…. Where other banks I found are so hard to contact. Well done Zopa…. Reviewed on: 15th January 2026

I’m winning with Zopa!

I opened a Zopa savings account sometime ago and then recently saw the Zopa Biscuit account, so I moved my main banking over to Biscuit. With the bonuses and interest accrued on both my Biscuit and savings accounts, it’s win win! The banking app is really easy to use and moving money is simple and very quick. I’m really happy with my choice and I would highly recommend Zopa!. Reviewed on: 15th January 2026

Zopa is extremely easy to use and provides excellent...

Zopa is extremely easy to use and provides excellent products. It has one of the best regular savings schemes available. Reviewed on: 15th January 2026

Great interest rates with immediate access

Great interest rates. Immediate access and I can have multiple savings pots Reviewed on: 15th January 2026

Amazing customer services

Amazing customer services Fantastic support and speedy response Reviewed on: 15th January 2026

Overall such an amazing experience with Zopa.

Overall such an amazing experience with Zopa. I have struggled and felt the lack of understanding or support from another bank but with every dealing and interaction from Zopa I have felt respected and appreciated.Thankyou Reviewed on: 15th January 2026

Always very clear & simple to navigate

Always very clear & simple to navigate Reviewed on: 15th January 2026

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