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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Well designed app with good functionality.

Well designed app with good functionality. Very easy to set up payments to own accounts and making payments to others. Excellent rates for savings. Voice control seems an unnecessary feature but I have used it out of curiosity. Reviewed on: 15th January 2026

Easily the most efficient bank account I have ever u...

Easily the most efficient bank account I have ever used. Transactions are so quick, brilliant rates on the account and savings accounts and you’re notified of all activity on the account so you never miss anything. I’ll be transferring all my finances to this account imminently Reviewed on: 15th January 2026

Not experienced any problems.

Not experienced any problems. Can do everything on my phone with ease, which in this day and age is what l want. Reviewed on: 15th January 2026

Happy Days

Good and clear chat, information was clear and easily understood Reviewed on: 15th January 2026

Great company to deal with.

Great company to deal with, excellent banking application. They offer savings at good rates, flexible loans at very good interest rates and easily changeable. They are very good to deal with. Reviewed on: 15th January 2026

My savings truly grow with interest.

My savings truly grow with interest. This has been my motivation to always want to save in my Zopa account anytime I have extra cash Reviewed on: 15th January 2026

Zopa bank

Easy and simple to use the features and benefit me fir what am looking for in a current account Reviewed on: 15th January 2026

Amazing experience

I have had a credit card with Zopa since 2021 which has always been super easy to use and they have always been amazing. Since getting a biscuit card, it’s been so much easier to manage my account, the app as so easy to use and I don’t have a bad thing to say about my new account. I’ve only used them for a month but the process was easy to apply for a card, I was approved straight away and I love how you receive your biscuit card. I have recommended this bank to my fiancée who hasn’t experienced Zopa before and absolutely love the account. Not to mention the fee free spending abroad. Highly recommended bank and their other products Reviewed on: 15th January 2026

refreshingly honest bank

refreshingly honest bank, with great savings rates and world class app Reviewed on: 15th January 2026

Zopa is easy to manage, gives good interest for my m...

Zopa is easy to manage, gives good interest for my money and provide beneficial money advices. Reviewed on: 15th January 2026

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