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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6597 reviews)

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4.83

Based on 6,597 reviews, last reviewed 21st Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Nothing to say its natural and safe Nothing to say its natural and safe Reviewed on: 21st June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6597)

ZOPA good to know I’m in safe hands

Zopa have been no fuss seamless and professional throughout. Reviewed on: 15th January 2026

There when I needed them

Always great service and listen to issues and more importantly act on them… nice people to do business with…. Where other banks I found are so hard to contact. Well done Zopa…. Reviewed on: 15th January 2026

I’m winning with Zopa!

I opened a Zopa savings account sometime ago and then recently saw the Zopa Biscuit account, so I moved my main banking over to Biscuit. With the bonuses and interest accrued on both my Biscuit and savings accounts, it’s win win! The banking app is really easy to use and moving money is simple and very quick. I’m really happy with my choice and I would highly recommend Zopa!. Reviewed on: 15th January 2026

Zopa is extremely easy to use and provides excellent...

Zopa is extremely easy to use and provides excellent products. It has one of the best regular savings schemes available. Reviewed on: 15th January 2026

Great interest rates with immediate access

Great interest rates. Immediate access and I can have multiple savings pots Reviewed on: 15th January 2026

Amazing customer services

Amazing customer services Fantastic support and speedy response Reviewed on: 15th January 2026

Overall such an amazing experience with Zopa.

Overall such an amazing experience with Zopa. I have struggled and felt the lack of understanding or support from another bank but with every dealing and interaction from Zopa I have felt respected and appreciated.Thankyou Reviewed on: 15th January 2026

Always very clear & simple to navigate

Always very clear & simple to navigate Reviewed on: 15th January 2026

Excellent rates and options for savings etc particul...

Excellent rates and options for savings etc particularly like the pots you can set up Reviewed on: 15th January 2026

Very quick and easy to use and informative

Very quick and easy to use and informative Reviewed on: 15th January 2026

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