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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent rates and options for savings etc particul...

Excellent rates and options for savings etc particularly like the pots you can set up Reviewed on: 15th January 2026

Very quick and easy to use and informative

Very quick and easy to use and informative Reviewed on: 15th January 2026

It's definitely zopa for me.

Customer service great app very easy to hse and very efficient. Reviewed on: 15th January 2026

Very good experience.

Very good experience. Good for credit score Reviewed on: 15th January 2026

Really easy to open and manage accounts, good rates

Really easy to open and manage accounts, good rates Reviewed on: 15th January 2026

I like having interest on the current account and qu...

I like having interest on the current account and quick to move money Reviewed on: 15th January 2026

Banking at its Best

Super easy access site, a breeze to navigate through and with one of the best interest rates on the market. Reviewed on: 15th January 2026

Amazing bank

Fantastic company , openied a current account, saving account and credit card all with ease and simplicity. Easy online site to navigate and bar far much better than main stream banks. Reviewed on: 15th January 2026

Really good service and happy with everything

Really good service and happy with everything Reviewed on: 15th January 2026

Zopa, banking made simple

Zopa are easy to deal with online and when issue arise they are quick to provide solutions. They provide a great range of products catering for all current and savings account needs. They only communicate when there is something you need to know and don’t bombard you with sales emails. Would thoroughly recommend Zopa. Reviewed on: 15th January 2026

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