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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% increase in 5 star reviews
in the past 90 days
550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great service

5
Excellent customer service. Easy to use app Reviewed on: 15th January 2026

App is the best that’s around.

5
App is the best that’s around. Competitive interest rates. No waiting hours for phone to be answered. Nothing to not like ! Reviewed on: 15th January 2026

No issues.

5
No issues. Easy to follow and access. Reviewed on: 15th January 2026

Excellent service, easy app to use too.

5
Excellent service, easy app to use too. Great features Reviewed on: 15th January 2026

The app works really well.

5
The app works really well. It provides alerts for money transactions and the day before routine payments are made too. I have used it abroad so it has been flexible and value for money. The savings hub works well for me with good rates of interest. Reviewed on: 15th January 2026

Best card business and service for many years to come

5
Best card company ever. Best service ever and best customer care ever will be with them for many years to come Reviewed on: 15th January 2026

Never had a problem with them got a credit card & a...

5
Never had a problem with them got a credit card & a savings account with them Reviewed on: 15th January 2026

good savings products managed in a v good app

5
good savings products managed in a v good app Reviewed on: 15th January 2026

I like the app - very easy to use, efficient...

5
I like the app - very easy to use, efficient service Reviewed on: 15th January 2026

Excellent service

5
Love it, everything is amazing !!! Reviewed on: 15th January 2026

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