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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to join and excellent app.

Easy to join and excellent app. Interest rates were best value around at the time. Reviewed on: 15th January 2026

Always excellent service frompolite staff

Always excellent service frompolite staff Reviewed on: 15th January 2026

EXCELLENT SERVICE

ZOPA web site is easy to navigate and I am able to do everything I need without issue, thus making personal contact unnecessary. Interest rates on loans and investment are both very competitive. With the introduction of stock & share ISA has made a further improvement. Reviewed on: 15th January 2026

Was very good experience also very quick when transf...

Was very good experience also very quick when transferring money to another account Reviewed on: 15th January 2026

Some of the best rates in the market, nice simple AP...

Some of the best rates in the market, nice simple APP to use Reviewed on: 15th January 2026

Zopa is sensational

Zopa always good and helpful with everything you need and ask for. Customer service is fantastic and products are simple and easy to use and navigate Reviewed on: 15th January 2026

Zopa A1 for services

App is brilliant and very user friendly, everything can be done on here and the app service is so efficient Reviewed on: 15th January 2026

The app is amazing and easy to use.

The app is amazing and easy to use. Clear and concise. Shows the interested earned on a daily basis rather than guess at the end of the month. Reviewed on: 15th January 2026

Great app.

Great app. High % on savings. Lots of innovative ideas. Reviewed on: 15th January 2026

Great Bank & App 5 *

Great app and easy to communicate woth the Zopa team. Good overall service Reviewed on: 15th January 2026

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