Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Current account reviews

4.83
Based on 6,597 reviews, last reviewed 21st Jun 2026
89% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Nothing to say its natural and safe Nothing to say its natural and safe Reviewed on: 21st June 2026
Daniel balica's avatar
Daniel balica

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6597)

EXCELLENT SERVICE

5
ZOPA web site is easy to navigate and I am able to do everything I need without issue, thus making personal contact unnecessary. Interest rates on loans and investment are both very competitive. With the introduction of stock & share ISA has made a further improvement. Reviewed on: 15th January 2026

Was very good experience also very quick when transf...

5
Was very good experience also very quick when transferring money to another account Reviewed on: 15th January 2026

Some of the best rates in the market, nice simple AP...

5
Some of the best rates in the market, nice simple APP to use Reviewed on: 15th January 2026

Zopa is sensational

5
Zopa always good and helpful with everything you need and ask for. Customer service is fantastic and products are simple and easy to use and navigate Reviewed on: 15th January 2026

Zopa A1 for services

5
App is brilliant and very user friendly, everything can be done on here and the app service is so efficient Reviewed on: 15th January 2026

The app is amazing and easy to use.

5
The app is amazing and easy to use. Clear and concise. Shows the interested earned on a daily basis rather than guess at the end of the month. Reviewed on: 15th January 2026

Great app.

5
Great app. High % on savings. Lots of innovative ideas. Reviewed on: 15th January 2026

Great Bank & App 5 *

5
Great app and easy to communicate woth the Zopa team. Good overall service Reviewed on: 15th January 2026

Zopa banking app

5
Simple to use app and move money in and out.ISA rates among the best available in banking industry. Reviewed on: 15th January 2026

Been a while when i back with zopa and i more happy...

5
Been a while when i back with zopa and i more happy from that Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products