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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa banking app

Simple to use app and move money in and out.ISA rates among the best available in banking industry. Reviewed on: 15th January 2026

Been a while when i back with zopa and i more happy...

Been a while when i back with zopa and i more happy from that Reviewed on: 15th January 2026

Just a simple account to use with excellent features...

Just a simple account to use with excellent features including a credit score updated for borrowing power. Using this as my personal account from now on Reviewed on: 15th January 2026

Great products and customer service along with compe...

Great products and customer service along with competitive interest rates. Reviewed on: 15th January 2026

I love getting money back on my DDs, the in app supp...

I love getting money back on my DDs, the in app support is great too Reviewed on: 15th January 2026

Otis easy to use, apply to easy.i gave 10/10

Otis easy to use, apply to easy. Everything is excellent Reviewed on: 15th January 2026

Very easy to deal with.

Very easy to deal with. Had no issues Reviewed on: 15th January 2026

Very quick online application, very supportive custo...

Very quick online application, very supportive customer service, beautiful named card, money back and simple interface. Would always recommend Reviewed on: 15th January 2026

Very good interface.

Very good interface. Excellent rates Reviewed on: 15th January 2026

Been with Zopa a while now and they are fantastic an...

Been with Zopa a while now and they are fantastic and offer such great interest rates. Reviewed on: 15th January 2026

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