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Zopa: Current account reviews

4.83
Based on 6,597 reviews, last reviewed 21st Jun 2026
89% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Nothing to say its natural and safe Nothing to say its natural and safe Reviewed on: 21st June 2026
Daniel balica's avatar
Daniel balica

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6597)

Just a simple account to use with excellent features...

5
Just a simple account to use with excellent features including a credit score updated for borrowing power. Using this as my personal account from now on Reviewed on: 15th January 2026

Great products and customer service along with compe...

5
Great products and customer service along with competitive interest rates. Reviewed on: 15th January 2026

I love getting money back on my DDs, the in app supp...

5
I love getting money back on my DDs, the in app support is great too Reviewed on: 15th January 2026

Otis easy to use, apply to easy.i gave 10/10

5
Otis easy to use, apply to easy. Everything is excellent Reviewed on: 15th January 2026

Very easy to deal with.

5
Very easy to deal with. Had no issues Reviewed on: 15th January 2026

Very quick online application, very supportive custo...

5
Very quick online application, very supportive customer service, beautiful named card, money back and simple interface. Would always recommend Reviewed on: 15th January 2026

Very good interface.

5
Very good interface. Excellent rates Reviewed on: 15th January 2026

Been with Zopa a while now and they are fantastic an...

5
Been with Zopa a while now and they are fantastic and offer such great interest rates. Reviewed on: 15th January 2026

Great customer service and the Zopa app is easy to...

5
Great customer service and the Zopa app is easy to use Reviewed on: 15th January 2026

No Problems

5
I have been with Zopa for a number of years and have had no problems, and it's also user friendly. Reviewed on: 15th January 2026

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