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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great customer service and the Zopa app is easy to...

Great customer service and the Zopa app is easy to use Reviewed on: 15th January 2026

No Problems

I have been with Zopa for a number of years and have had no problems, and it's also user friendly. Reviewed on: 15th January 2026

Awesome experienced

The online application process is straightforward and highly beneficial, providing a stress-free banking experience. I am thoroughly impressed with their services and have had a truly positive experience. Reviewed on: 15th January 2026

Best Bank Bar None

Zopa give the best rates and easy transactions. I have recommend to others and won’t hesitate too again. Reviewed on: 15th January 2026

What can I say

What can I say apart from i haven't had to call regarding any issues. Would highly recommend anyone looking to open a new bank account, look no further Reviewed on: 15th January 2026

Using cash does not help you build credit.

Using cash does not help you build credit. Using a debit card doesn't, either. A credit card does. Keep your balances low and pay your bill on time, and you're doing one of the easiest things you can do to establish a good credit history. Reviewed on: 15th January 2026

Excellent

Zopa came out of nowhere and already better than most banks Reviewed on: 15th January 2026

Zopa is an excellent bank, a great opportunity to fi...

Zopa is an excellent bank, a great opportunity to find the best place for your finances. Reviewed on: 15th January 2026

clear and easy

very easy to open everything is clear and easy to use Reviewed on: 15th January 2026

I love Zopa - it has a wealth of positives.

I love Zopa, I have several bank accounts which I can easily link, I make use of their high interest easy access and fixed savings accounts, I love the card and colour, the app is easy to use with the zap feature, moving money between accounts is easy. I've recommended to 2 friends, and they both have Zopa accounts now. Reviewed on: 15th January 2026

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