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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Always efficient, good service, easy to use app

Always efficient, good service, easy to use app Reviewed on: 15th January 2026

Zopa current account

I've found zopa to be easy to use, fast and efficient. When I've had a question the customer service has been responsive and got back to me straight away to resolve any issues. Reviewed on: 15th January 2026

Good rates of interest

Good rates of interest on current and linked saving accounts Reviewed on: 15th January 2026

Easy to use and offers reasonable rates.

Easy to use and offers reasonable rates. Reviewed on: 15th January 2026

Great customer service and a company I trust.

Great customer service and a company I trust. Reviewed on: 15th January 2026

Just Fabulous

Just simply the best., they are always there to help you, very friendly staff always helpful and ready to listen. I would recommend them too anyone. Reviewed on: 15th January 2026

Great fantastic service great product for me

Great fantastic service great product for me Reviewed on: 15th January 2026

Brilliant Service

Brilliant customer service great value for money Reviewed on: 15th January 2026

Great features, and ease of use.

Great features, like letting you know when and which Direct debits are about to go out. Good interest rates for current account, my last bank didn't offer anything at all. And works seamlessly with other Zopa products. Reviewed on: 15th January 2026

Been a great start to my experience with Zopa

Been a great start to my experience with Zopa Reviewed on: 15th January 2026

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