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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

I love Zopa - it has a wealth of positives.

I love Zopa, I have several bank accounts which I can easily link, I make use of their high interest easy access and fixed savings accounts, I love the card and colour, the app is easy to use with the zap feature, moving money between accounts is easy. I've recommended to 2 friends, and they both have Zopa accounts now. Reviewed on: 15th January 2026

Always efficient, good service, easy to use app

Always efficient, good service, easy to use app Reviewed on: 15th January 2026

Zopa current account

I've found zopa to be easy to use, fast and efficient. When I've had a question the customer service has been responsive and got back to me straight away to resolve any issues. Reviewed on: 15th January 2026

Good rates of interest

Good rates of interest on current and linked saving accounts Reviewed on: 15th January 2026

Easy to use and offers reasonable rates.

Easy to use and offers reasonable rates. Reviewed on: 15th January 2026

Great customer service and a company I trust.

Great customer service and a company I trust. Reviewed on: 15th January 2026

Just Fabulous

Just simply the best., they are always there to help you, very friendly staff always helpful and ready to listen. I would recommend them too anyone. Reviewed on: 15th January 2026

Great fantastic service great product for me

Great fantastic service great product for me Reviewed on: 15th January 2026

Brilliant Service

Brilliant customer service great value for money Reviewed on: 15th January 2026

Great features, and ease of use.

Great features, like letting you know when and which Direct debits are about to go out. Good interest rates for current account, my last bank didn't offer anything at all. And works seamlessly with other Zopa products. Reviewed on: 15th January 2026

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