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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to use appEase of use

Easy to use app, very fast responses to tasks. Reviewed on: 15th January 2026

Very happy - excellent product - great service

Very happy - excellent product - great service Reviewed on: 15th January 2026

Been super easy application to app

Been super easy application to app Reviewed on: 15th January 2026

Recommended Zopa several times

I have already recommended Zopa several times and the rewards for using their services is better that I’ve experienced elsewhere Reviewed on: 15th January 2026

When I have needed any advice they have been very he...

When I have needed any advice they have been very helpful. Reviewed on: 15th January 2026

Got credit card few months up my limit and now got a...

Got credit card few months up my limit and now got a loan of them excellent service 100% Reviewed on: 15th January 2026

I’ve only signed up but I had a problem signing up a...

I’ve only signed up but I had a problem signing up as I was a previous customer. Customer service could not have been more helpful or efficient! The app is easy to use and the savings rates are excellent. Really pleased! Reviewed on: 15th January 2026

Zopa seems to be an excellent bank.

Zopa seems to be an excellent bank. I'm thinking of moving everything there instead of my current bank. They also offered me a great credit card, were non judgemental and gave me the chance to prove that I am very creditworthy. Reviewed on: 15th January 2026

Excellent service.

Excellent service. Customer service is very good. Reviewed on: 15th January 2026

Really great prompt service.

Really great prompt service. Human contact which is great Reviewed on: 15th January 2026

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