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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6597 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6597)

Been super easy application to app

Been super easy application to app Reviewed on: 15th January 2026

Recommended Zopa several times

I have already recommended Zopa several times and the rewards for using their services is better that I’ve experienced elsewhere Reviewed on: 15th January 2026

When I have needed any advice they have been very he...

When I have needed any advice they have been very helpful. Reviewed on: 15th January 2026

Got credit card few months up my limit and now got a...

Got credit card few months up my limit and now got a loan of them excellent service 100% Reviewed on: 15th January 2026

I’ve only signed up but I had a problem signing up a...

I’ve only signed up but I had a problem signing up as I was a previous customer. Customer service could not have been more helpful or efficient! The app is easy to use and the savings rates are excellent. Really pleased! Reviewed on: 15th January 2026

Zopa seems to be an excellent bank.

Zopa seems to be an excellent bank. I'm thinking of moving everything there instead of my current bank. They also offered me a great credit card, were non judgemental and gave me the chance to prove that I am very creditworthy. Reviewed on: 15th January 2026

Excellent service.

Excellent service. Customer service is very good. Reviewed on: 15th January 2026

Really great prompt service.

Really great prompt service. Human contact which is great Reviewed on: 15th January 2026

Easy account

Easy account to use and app is good Reviewed on: 15th January 2026

Fantastic service very easy to use and access

Fantastic service very easy to use and access Reviewed on: 15th January 2026

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