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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa Biscuit a/c is smart.

Zopa Biscuit a/c is smart, quick and easy to use, I am considering switching my other bank a/c to Biscuit. Reviewed on: 15th January 2026

Love Zopa .

Love Zopa .. offered loans at great rates and love the ability to reduce the monthly amount with extra payments . Reviewed on: 15th January 2026

Great experience with Zopa Bank, very helpful and pr...

Great experience with Zopa Bank, very helpful and professional, I will recommend everyone to join them. Reviewed on: 15th January 2026

Zopa are the best bank I’ve used

I’ve had bank accounts, a credit card, previous loans and a high interest saving account with Zopa. All have been brilliant! Easy to use, good rates, great customer service. I wish other banks were as good as Zopa! Keep up the good work! Reviewed on: 15th January 2026

Easy account opening and competitive products

Account opening was very easy and the products and features very competitive. The only 'extra' I would like to see is the availability of joint accounts for their Biscuit Account. Reviewed on: 15th January 2026

Great service, no fuss and helpful staff

I’ve had a ZOPA account for a few years and I’ve always found them great to deal with. Their staff go out of their way to make you feel like a valued customer and I’d recommend them to anyone. Reviewed on: 15th January 2026

Zopa is excellent

Easy to use and everything you need is on the Zopa app. Reviewed on: 15th January 2026

Great App to use, reliable and good rates.

Great App to use, reliable and good rates. All round a great experience. Reviewed on: 15th January 2026

The perfect banking experience.

The perfect banking experience. Everything in one place and simple to navigate. Reviewed on: 15th January 2026

Great account with ease of use!

Its a really easy account to set up and transfer money into and from. The bonus interest on the savings account is really useful and I've managed to save almost 1000 thanks to the ease of use. Reviewed on: 15th January 2026

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