Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6597 reviews)

View other Zopa products

4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6597)

Great product!

Great! Clear easy to use. several interesting products Reviewed on: 15th January 2026

My card was cloned and they acted upon it straight a...

My card was cloned and they acted upon it straight away, not only that when I phoned back got straight through to a real person excellent service Reviewed on: 15th January 2026

Excellent service

Since using Zopa, I have found it easier to manage my money especially using the pots. I also have a bank account as well as savings and having everything under one roof is extremely useful. Reviewed on: 15th January 2026

Easy to get Loans and credit cards

Getting a loan was very easy. They have multiple financial products available. Low interest rates on all their financial products. Reviewed on: 15th January 2026

Really smooth and easy to use banking app

Really smooth and easy to use banking app Reviewed on: 15th January 2026

very easy to use.

very easy to use. quick and no fuss interaction with other accounts. Reviewed on: 15th January 2026

Find the app really easy to use and understand.

Find the app really easy to use and understand. Customer service is really helpful with any queries. Would highly recommend. Reviewed on: 15th January 2026

I recommend it to everyone, it's phenomenal.

I recommend it to everyone, it's phenomenal. Reviewed on: 15th January 2026

Zopa Biscuit a/c is smart.

Zopa Biscuit a/c is smart, quick and easy to use, I am considering switching my other bank a/c to Biscuit. Reviewed on: 15th January 2026

Love Zopa .

Love Zopa .. offered loans at great rates and love the ability to reduce the monthly amount with extra payments . Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Nationwide 4.24 from 7 reviews
Current account
from Metro Bank 4.79 from 10579 reviews
Current Account
from Norwich and Peterborough Building Society 3.77 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub