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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open account, great interest rates

Easy to open account, great interest rates Reviewed on: 15th January 2026

Peaky Blinder

Been with Zopa a long time and cannot fault anything. Reviewed on: 15th January 2026

Great app and fantastic interest rates

Great app. Great functionality. Quick transaction times. Love creating investment pots! Fantastic interest rates. Reviewed on: 15th January 2026

Good bank

Never had problem with zopa all great Reviewed on: 15th January 2026

I have always had a great experience with Zopa.

I have always had a great experience with Zopa. Reviewed on: 15th January 2026

Good product but has frustrating glitches.

Good product but there are some glitches. When transferring money from a savings pot to the Zopa current account there are sometimes inexplicable delays with the transaction and whilst you are waiting for the transfer to be processed the payment button is frozen and you are unable to make any other withdrawals from any of the other savings pots you may have which can be very frustrating. Reviewed on: 15th January 2026

Absolutely fantastic can’t go wrong with Zopa.

Absolutely fantastic can’t go wrong with Zopa. Always there to help Reviewed on: 15th January 2026

New kid on the block

Zopa is certainly the new kid on the block that traditional banks need to take note with. Great app and everything is just so easy and intuitive to use. Top bank for the future. Reviewed on: 15th January 2026

Interest rates are extremely good.

Interest rates are extremely good. Encouraging me to save more regularly Reviewed on: 15th January 2026

Zopa provides good service but being new in marketpl...

Zopa provides good service but being new in marketplace they must improve service level in all aspects to give cutthroat competition to its competitors and excellence to the customers. Reviewed on: 15th January 2026

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