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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6597 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6597)

Great experience with Zopa Bank, very helpful and pr...

Great experience with Zopa Bank, very helpful and professional, I will recommend everyone to join them. Reviewed on: 15th January 2026

Zopa are the best bank I’ve used

I’ve had bank accounts, a credit card, previous loans and a high interest saving account with Zopa. All have been brilliant! Easy to use, good rates, great customer service. I wish other banks were as good as Zopa! Keep up the good work! Reviewed on: 15th January 2026

Easy account opening and competitive products

Account opening was very easy and the products and features very competitive. The only 'extra' I would like to see is the availability of joint accounts for their Biscuit Account. Reviewed on: 15th January 2026

Great service, no fuss and helpful staff

I’ve had a ZOPA account for a few years and I’ve always found them great to deal with. Their staff go out of their way to make you feel like a valued customer and I’d recommend them to anyone. Reviewed on: 15th January 2026

Zopa is excellent

Easy to use and everything you need is on the Zopa app. Reviewed on: 15th January 2026

Great App to use, reliable and good rates.

Great App to use, reliable and good rates. All round a great experience. Reviewed on: 15th January 2026

The perfect banking experience.

The perfect banking experience. Everything in one place and simple to navigate. Reviewed on: 15th January 2026

Great account with ease of use!

Its a really easy account to set up and transfer money into and from. The bonus interest on the savings account is really useful and I've managed to save almost 1000 thanks to the ease of use. Reviewed on: 15th January 2026

Easy to open account, great interest rates

Easy to open account, great interest rates Reviewed on: 15th January 2026

Peaky Blinder

Been with Zopa a long time and cannot fault anything. Reviewed on: 15th January 2026

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