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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

I recommend it to everyone, it's phenomenal.

I recommend it to everyone, it's phenomenal. Reviewed on: 15th January 2026

Zopa Biscuit a/c is smart.

Zopa Biscuit a/c is smart, quick and easy to use, I am considering switching my other bank a/c to Biscuit. Reviewed on: 15th January 2026

Love Zopa .

Love Zopa .. offered loans at great rates and love the ability to reduce the monthly amount with extra payments . Reviewed on: 15th January 2026

Great experience with Zopa Bank, very helpful and pr...

Great experience with Zopa Bank, very helpful and professional, I will recommend everyone to join them. Reviewed on: 15th January 2026

Zopa are the best bank I’ve used

I’ve had bank accounts, a credit card, previous loans and a high interest saving account with Zopa. All have been brilliant! Easy to use, good rates, great customer service. I wish other banks were as good as Zopa! Keep up the good work! Reviewed on: 15th January 2026

Easy account opening and competitive products

Account opening was very easy and the products and features very competitive. The only 'extra' I would like to see is the availability of joint accounts for their Biscuit Account. Reviewed on: 15th January 2026

Great service, no fuss and helpful staff

I’ve had a ZOPA account for a few years and I’ve always found them great to deal with. Their staff go out of their way to make you feel like a valued customer and I’d recommend them to anyone. Reviewed on: 15th January 2026

Zopa is excellent

Easy to use and everything you need is on the Zopa app. Reviewed on: 15th January 2026

Great App to use, reliable and good rates.

Great App to use, reliable and good rates. All round a great experience. Reviewed on: 15th January 2026

The perfect banking experience.

The perfect banking experience. Everything in one place and simple to navigate. Reviewed on: 15th January 2026

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