Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Great account with ease of use!

Its a really easy account to set up and transfer money into and from. The bonus interest on the savings account is really useful and I've managed to save almost 1000 thanks to the ease of use. Reviewed on: 15th January 2026

Easy to open account, great interest rates

Easy to open account, great interest rates Reviewed on: 15th January 2026

Peaky Blinder

Been with Zopa a long time and cannot fault anything. Reviewed on: 15th January 2026

Great app and fantastic interest rates

Great app. Great functionality. Quick transaction times. Love creating investment pots! Fantastic interest rates. Reviewed on: 15th January 2026

Good bank

Never had problem with zopa all great Reviewed on: 15th January 2026

I have always had a great experience with Zopa.

I have always had a great experience with Zopa. Reviewed on: 15th January 2026

Good product but has frustrating glitches.

Good product but there are some glitches. When transferring money from a savings pot to the Zopa current account there are sometimes inexplicable delays with the transaction and whilst you are waiting for the transfer to be processed the payment button is frozen and you are unable to make any other withdrawals from any of the other savings pots you may have which can be very frustrating. Reviewed on: 15th January 2026

Absolutely fantastic can’t go wrong with Zopa.

Absolutely fantastic can’t go wrong with Zopa. Always there to help Reviewed on: 15th January 2026

New kid on the block

Zopa is certainly the new kid on the block that traditional banks need to take note with. Great app and everything is just so easy and intuitive to use. Top bank for the future. Reviewed on: 15th January 2026

Interest rates are extremely good.

Interest rates are extremely good. Encouraging me to save more regularly Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from CAF Bank 2.27 from 64 reviews
FlexStudent
from Nationwide 4.24 from 7 reviews
Current account
from The Co-operative Bank 4.21 from 431 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub