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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% increase in 5 star reviews
in the past 90 days
550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service since i started with them.

5
Excellent service since i started with them. Customer service was top notch Reviewed on: 15th January 2026

Zopa review.

5
Opened the account recently and very impressed. Easy to use app very efficient. Reviewed on: 15th January 2026

Everyone is very friendly and helpful.

5
Everyone is very friendly and helpful. Nothing is too much problem in solving issues and given advice however long it takes. Reviewed on: 15th January 2026

Zopa for an easy access ISA account.

5
I have used Zopa for an easy access ISA account. Previous ISA accounts I have used were very old fashioned and transfers had to be requested in writing . Zopa couldn't be more different. It is so easy to use and reassuring secure. Reviewed on: 15th January 2026

Easy to understand always available and fair

5
Easy to understand always available and fair Reviewed on: 15th January 2026

I had a great experience on my bad time when I reall...

5
I had a great experience on my bad time when I really need help to get some credit cards zips give best offers. Reviewed on: 15th January 2026

Always quick to respond to any queries I have and a...

5
Always quick to respond to any queries I have and a great choice of different accounts to invest in Reviewed on: 15th January 2026

Excellent savings accounts

5
I have not needed customer service so I have no experience. The savings accounts and bank account are excellent. Savings pots especially are easy to set up and makes life so much easier when saving for specific items Reviewed on: 15th January 2026

Great accounts and offers

5
With what I have I'm happy with the accounts Reviewed on: 15th January 2026

Really helpful in providing products and supporting...

5
Really helpful in providing products and supporting managing money Reviewed on: 15th January 2026

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