Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

View other Zopa products

4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6596)

Zopa for an easy access ISA account.

I have used Zopa for an easy access ISA account. Previous ISA accounts I have used were very old fashioned and transfers had to be requested in writing . Zopa couldn't be more different. It is so easy to use and reassuring secure. Reviewed on: 15th January 2026

Easy to understand always available and fair

Easy to understand always available and fair Reviewed on: 15th January 2026

I had a great experience on my bad time when I reall...

I had a great experience on my bad time when I really need help to get some credit cards zips give best offers. Reviewed on: 15th January 2026

Always quick to respond to any queries I have and a...

Always quick to respond to any queries I have and a great choice of different accounts to invest in Reviewed on: 15th January 2026

Excellent savings accounts

I have not needed customer service so I have no experience. The savings accounts and bank account are excellent. Savings pots especially are easy to set up and makes life so much easier when saving for specific items Reviewed on: 15th January 2026

Great accounts and offers

With what I have I'm happy with the accounts Reviewed on: 15th January 2026

Really helpful in providing products and supporting...

Really helpful in providing products and supporting managing money Reviewed on: 15th January 2026

Biscuit has been very helpful and it is very good ex...

Biscuit has been very helpful and it is very good experience have no bother using it. It was very good. Reviewed on: 15th January 2026

Always very efficient & love the app

Always very efficient & love the app Reviewed on: 15th January 2026

Zopa - my favourite current account!

I’ve been with Zopa for a few years now, for saving, so when they introduced a current account I was happy to open one! It pays 2% cash back on my utility bills (up to £30), 2% interest and when I fund it every month I receive 4.45% interest in my easy access saving pots. It’s a win win win account! Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from thinkmoney 3.86 from 72 reviews
Select Silver Current Account
from RBS 4.56 from 29 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub