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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Biscuit has been very helpful and it is very good ex...

Biscuit has been very helpful and it is very good experience have no bother using it. It was very good. Reviewed on: 15th January 2026

Always very efficient & love the app

Always very efficient & love the app Reviewed on: 15th January 2026

Zopa - my favourite current account!

I’ve been with Zopa for a few years now, for saving, so when they introduced a current account I was happy to open one! It pays 2% cash back on my utility bills (up to £30), 2% interest and when I fund it every month I receive 4.45% interest in my easy access saving pots. It’s a win win win account! Reviewed on: 15th January 2026

The savings pots make it easy to manage my money.

The savings pots make it easy to manage my money. The regular saver with 7.10% AER is a game changer for building my emergency fund, and is the best rate I've found. I love how it connect to my main bank account to make money transfer simple and easy. Reviewed on: 15th January 2026

Easy to use app and great products.

Easy to use app and great products. Account applications simple to complete and really good interest rates on saving account. Loan processes straightforward Reviewed on: 15th January 2026

Easy to use and manage.

Easy to use and manage. Being online, I can access whenever and wherever I want (subject to mobile phone signal of course!) so everyday banking is so easy. Reviewed on: 15th January 2026

Great interest rates

The Zopa Biscuit account gives me a regular savings account with 7.1% interest, and a boost to the interest rate on my savings pots if I pay £500 into the Biscuit account every month. Reviewed on: 15th January 2026

Zupa is very easy website with excellent service we...

Zupa is very easy website with excellent service we always get everything done and I enjoy using you very much Reviewed on: 15th January 2026

Zopa makes my life easy

Money is easy to transfer and payment always goes through straight away. I tell everyone about it. Reviewed on: 15th January 2026

Very professional in any questions arsked

Very professional in any questions arsked Reviewed on: 15th January 2026

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