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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

The savings pots make it easy to manage my money.

The savings pots make it easy to manage my money. The regular saver with 7.10% AER is a game changer for building my emergency fund, and is the best rate I've found. I love how it connect to my main bank account to make money transfer simple and easy. Reviewed on: 15th January 2026

Easy to use app and great products.

Easy to use app and great products. Account applications simple to complete and really good interest rates on saving account. Loan processes straightforward Reviewed on: 15th January 2026

Easy to use and manage.

Easy to use and manage. Being online, I can access whenever and wherever I want (subject to mobile phone signal of course!) so everyday banking is so easy. Reviewed on: 15th January 2026

Great interest rates

The Zopa Biscuit account gives me a regular savings account with 7.1% interest, and a boost to the interest rate on my savings pots if I pay £500 into the Biscuit account every month. Reviewed on: 15th January 2026

Zupa is very easy website with excellent service we...

Zupa is very easy website with excellent service we always get everything done and I enjoy using you very much Reviewed on: 15th January 2026

Zopa makes my life easy

Money is easy to transfer and payment always goes through straight away. I tell everyone about it. Reviewed on: 15th January 2026

Very professional in any questions arsked

Very professional in any questions arsked Reviewed on: 15th January 2026

Love the app, products and excellent interest rates

Love the app, products and excellent interest rates Reviewed on: 15th January 2026

I was very pleased with the linked regular Saver wit...

I was very pleased with the linked regular Saver with a great interest rate Reviewed on: 15th January 2026

The way other banks should operate.

Easy to set up Generous interest on account balances. Simple modern interface to work with. The way other banks should operate. Reviewed on: 15th January 2026

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