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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% increase in 5 star reviews

in the past 90 days

550% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Love the app, products and excellent interest rates

Love the app, products and excellent interest rates Reviewed on: 15th January 2026

I was very pleased with the linked regular Saver wit...

I was very pleased with the linked regular Saver with a great interest rate Reviewed on: 15th January 2026

The way other banks should operate.

Easy to set up Generous interest on account balances. Simple modern interface to work with. The way other banks should operate. Reviewed on: 15th January 2026

Very helpfull staff when you phone them

Very helpfull staff when you phone them Reviewed on: 15th January 2026

Modern banking and saving with many rewards

Zopa is a very innovative back and savings bank, the app ties everything together really well. They have fantastic offers and I've pretty much taken them up on every service they provide. It's made banking and saving a really easy process with many rewards. Reviewed on: 15th January 2026

My Experience with Zopa

Every thing I have done with Zopa since joining them has been very straight forward and clear. The App is very easy to use and quick to do a transaction. My Loan that I took out with them was in my bank account very fast, so it does help when you are trying to purchase something and time is of importance. Reviewed on: 15th January 2026

Overall very happy.

Overall very happy. Good services and great app. Reviewed on: 15th January 2026

Simply superb bank a total breeze

Simply superb bank a total breeze Reviewed on: 15th January 2026

Zopa does it what it says on the label

Zopa done everything they said and customer service was amazing on refunds Reviewed on: 15th January 2026

Zopa is the best banking i ever come across with.

Zopa is the best banking i ever come across with. Because of its features and easy access pots with locked 4.5% interest and its loan features, what not . So hands down it is the best banking platform. Reviewed on: 15th January 2026

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