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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Really helpful in providing products and supporting...

Really helpful in providing products and supporting managing money Reviewed on: 15th January 2026

Biscuit has been very helpful and it is very good ex...

Biscuit has been very helpful and it is very good experience have no bother using it. It was very good. Reviewed on: 15th January 2026

Always very efficient & love the app

Always very efficient & love the app Reviewed on: 15th January 2026

Zopa - my favourite current account!

I’ve been with Zopa for a few years now, for saving, so when they introduced a current account I was happy to open one! It pays 2% cash back on my utility bills (up to £30), 2% interest and when I fund it every month I receive 4.45% interest in my easy access saving pots. It’s a win win win account! Reviewed on: 15th January 2026

The savings pots make it easy to manage my money.

The savings pots make it easy to manage my money. The regular saver with 7.10% AER is a game changer for building my emergency fund, and is the best rate I've found. I love how it connect to my main bank account to make money transfer simple and easy. Reviewed on: 15th January 2026

Easy to use app and great products.

Easy to use app and great products. Account applications simple to complete and really good interest rates on saving account. Loan processes straightforward Reviewed on: 15th January 2026

Easy to use and manage.

Easy to use and manage. Being online, I can access whenever and wherever I want (subject to mobile phone signal of course!) so everyday banking is so easy. Reviewed on: 15th January 2026

Great interest rates

The Zopa Biscuit account gives me a regular savings account with 7.1% interest, and a boost to the interest rate on my savings pots if I pay £500 into the Biscuit account every month. Reviewed on: 15th January 2026

Zupa is very easy website with excellent service we...

Zupa is very easy website with excellent service we always get everything done and I enjoy using you very much Reviewed on: 15th January 2026

Zopa makes my life easy

Money is easy to transfer and payment always goes through straight away. I tell everyone about it. Reviewed on: 15th January 2026

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