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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Very professional in any questions arsked

Very professional in any questions arsked Reviewed on: 15th January 2026

Love the app, products and excellent interest rates

Love the app, products and excellent interest rates Reviewed on: 15th January 2026

I was very pleased with the linked regular Saver wit...

I was very pleased with the linked regular Saver with a great interest rate Reviewed on: 15th January 2026

The way other banks should operate.

Easy to set up Generous interest on account balances. Simple modern interface to work with. The way other banks should operate. Reviewed on: 15th January 2026

Very helpfull staff when you phone them

Very helpfull staff when you phone them Reviewed on: 15th January 2026

Modern banking and saving with many rewards

Zopa is a very innovative back and savings bank, the app ties everything together really well. They have fantastic offers and I've pretty much taken them up on every service they provide. It's made banking and saving a really easy process with many rewards. Reviewed on: 15th January 2026

My Experience with Zopa

Every thing I have done with Zopa since joining them has been very straight forward and clear. The App is very easy to use and quick to do a transaction. My Loan that I took out with them was in my bank account very fast, so it does help when you are trying to purchase something and time is of importance. Reviewed on: 15th January 2026

Overall very happy.

Overall very happy. Good services and great app. Reviewed on: 15th January 2026

Simply superb bank a total breeze

Simply superb bank a total breeze Reviewed on: 15th January 2026

Zopa does it what it says on the label

Zopa done everything they said and customer service was amazing on refunds Reviewed on: 15th January 2026

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