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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Very honest helpful bank.

Very honest helpful bank. Fair and transparent. Lower interest rates on their credit facilities compared to most even if you have bad credit. Opportunities to grow your money. Reviewed on: 15th January 2026

Zopa is excellent for my.

Zopa is excellent for my. Thank you Zopa. Reviewed on: 15th January 2026

Straightforward Easy wording explaining terms and co...

Straightforward Easy wording explaining terms and conditions.Great rates on savings account.Good loan and credit cards Reviewed on: 15th January 2026

Excellent, competitive bank

I’ve used Zopa as for all my banking and savings needs as well as for borrowing. I appreciate their no nonsense approach. They’ve proved to be competitive and open. I’m able to check my money, move it and make payments with no effort. On the odd occasion there has been a delay, they’ve always stayed in touch with updates. Reviewed on: 15th January 2026

One of the Best

Have been with them since first being offered the new current account and they are the most straightforward bank I've ever dealt with. Their app does everything expected and more and I've already recommended them to many people. Reviewed on: 15th January 2026

Very efficient bank that provide a wide variety of p...

Very efficient bank that provide a wide variety of products and with an efficient customer service team Reviewed on: 15th January 2026

Perfect And Consise

Easy to use and very consistent in offering new products and there availability to me Reviewed on: 15th January 2026

I found Zop very easy to work with, and easy to pay...

I found Zop very easy to work with, and easy to pay my creditors Reviewed on: 15th January 2026

First class service and easy to navigate system

First class service and easy to navigate system Reviewed on: 15th January 2026

Zopa bank excellent in self employment challenges!

Zopa bank has been excellent to me whilst working my way back from a challenging time in self employment where money was tight and everything felt very hard - the people on the end of messages are understanding and patient and it feels like it's possible for everything to work out - thank you! Reviewed on: 15th January 2026

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