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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

A great banking product.

If you like pots or jars to manage your money, a great interest rate (ISA's as well) and no fees, you should give Zopa a try. I use it for annual expenses, holiday savings etc., and there are no fees. Reviewed on: 15th January 2026

Easy access to money

Always helpful good updates on account activity Reviewed on: 15th January 2026

Very good bank one of the best around for me.

Very good bank one of the best around for me... Reviewed on: 15th January 2026

Understanding thoughtful staff

Had a hiccup with accounts, my fault. The ZOPA team were very helpful and reassuring, sorted everything out for me within the same day. Reviewed on: 15th January 2026

Impressed

I'm impressed with the regular saving rate, it's the best I've found. The app is simple and clear. It was easy to set up the account. Reviewed on: 15th January 2026

Great bank great features very helpful

Great bank great features very helpful Reviewed on: 15th January 2026

Spending to saving.

Good all rounder from credit cards to saving. Well impressed Reviewed on: 15th January 2026

Banking app

Great service and easy to access Reviewed on: 15th January 2026

Great bank, interest rates are brilliant, advice fri...

Great bank, interest rates are brilliant, advice friends and family to join Reviewed on: 15th January 2026

I am getting such a high return on my savings and I...

I am getting such a high return on my savings and I like that it’s easy to navigate the app. Reviewed on: 15th January 2026

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