Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

View other Zopa products

4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6596)

Straightforward Easy wording explaining terms and co...

Straightforward Easy wording explaining terms and conditions.Great rates on savings account.Good loan and credit cards Reviewed on: 15th January 2026

Excellent, competitive bank

I’ve used Zopa as for all my banking and savings needs as well as for borrowing. I appreciate their no nonsense approach. They’ve proved to be competitive and open. I’m able to check my money, move it and make payments with no effort. On the odd occasion there has been a delay, they’ve always stayed in touch with updates. Reviewed on: 15th January 2026

One of the Best

Have been with them since first being offered the new current account and they are the most straightforward bank I've ever dealt with. Their app does everything expected and more and I've already recommended them to many people. Reviewed on: 15th January 2026

Very efficient bank that provide a wide variety of p...

Very efficient bank that provide a wide variety of products and with an efficient customer service team Reviewed on: 15th January 2026

Perfect And Consise

Easy to use and very consistent in offering new products and there availability to me Reviewed on: 15th January 2026

I found Zop very easy to work with, and easy to pay...

I found Zop very easy to work with, and easy to pay my creditors Reviewed on: 15th January 2026

First class service and easy to navigate system

First class service and easy to navigate system Reviewed on: 15th January 2026

Zopa bank excellent in self employment challenges!

Zopa bank has been excellent to me whilst working my way back from a challenging time in self employment where money was tight and everything felt very hard - the people on the end of messages are understanding and patient and it feels like it's possible for everything to work out - thank you! Reviewed on: 15th January 2026

A great banking product.

If you like pots or jars to manage your money, a great interest rate (ISA's as well) and no fees, you should give Zopa a try. I use it for annual expenses, holiday savings etc., and there are no fees. Reviewed on: 15th January 2026

Easy access to money

Always helpful good updates on account activity Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Smile Bank 4.55 from 111 reviews
Current account (discontinued)
from M&S Bank - Marks and Spencer 3.25 from 156 reviews
Current Account
from Algbra 3.93 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub