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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Zopa is the best banking i ever come across with.

Zopa is the best banking i ever come across with. Because of its features and easy access pots with locked 4.5% interest and its loan features, what not . So hands down it is the best banking platform. Reviewed on: 15th January 2026

Very easy and effortless banking

Very easy and effortless banking Reviewed on: 15th January 2026

Very honest helpful bank.

Very honest helpful bank. Fair and transparent. Lower interest rates on their credit facilities compared to most even if you have bad credit. Opportunities to grow your money. Reviewed on: 15th January 2026

Zopa is excellent for my.

Zopa is excellent for my. Thank you Zopa. Reviewed on: 15th January 2026

Straightforward Easy wording explaining terms and co...

Straightforward Easy wording explaining terms and conditions.Great rates on savings account.Good loan and credit cards Reviewed on: 15th January 2026

Excellent, competitive bank

I’ve used Zopa as for all my banking and savings needs as well as for borrowing. I appreciate their no nonsense approach. They’ve proved to be competitive and open. I’m able to check my money, move it and make payments with no effort. On the odd occasion there has been a delay, they’ve always stayed in touch with updates. Reviewed on: 15th January 2026

One of the Best

Have been with them since first being offered the new current account and they are the most straightforward bank I've ever dealt with. Their app does everything expected and more and I've already recommended them to many people. Reviewed on: 15th January 2026

Very efficient bank that provide a wide variety of p...

Very efficient bank that provide a wide variety of products and with an efficient customer service team Reviewed on: 15th January 2026

Perfect And Consise

Easy to use and very consistent in offering new products and there availability to me Reviewed on: 15th January 2026

I found Zop very easy to work with, and easy to pay...

I found Zop very easy to work with, and easy to pay my creditors Reviewed on: 15th January 2026

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