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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

First class service and easy to navigate system

First class service and easy to navigate system Reviewed on: 15th January 2026

Zopa bank excellent in self employment challenges!

Zopa bank has been excellent to me whilst working my way back from a challenging time in self employment where money was tight and everything felt very hard - the people on the end of messages are understanding and patient and it feels like it's possible for everything to work out - thank you! Reviewed on: 15th January 2026

A great banking product.

If you like pots or jars to manage your money, a great interest rate (ISA's as well) and no fees, you should give Zopa a try. I use it for annual expenses, holiday savings etc., and there are no fees. Reviewed on: 15th January 2026

Easy access to money

Always helpful good updates on account activity Reviewed on: 15th January 2026

Very good bank one of the best around for me.

Very good bank one of the best around for me... Reviewed on: 15th January 2026

Understanding thoughtful staff

Had a hiccup with accounts, my fault. The ZOPA team were very helpful and reassuring, sorted everything out for me within the same day. Reviewed on: 15th January 2026

Impressed

I'm impressed with the regular saving rate, it's the best I've found. The app is simple and clear. It was easy to set up the account. Reviewed on: 15th January 2026

Great bank great features very helpful

Great bank great features very helpful Reviewed on: 15th January 2026

Spending to saving.

Good all rounder from credit cards to saving. Well impressed Reviewed on: 15th January 2026

Banking app

Great service and easy to access Reviewed on: 15th January 2026

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