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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Very good bank one of the best around for me.

Very good bank one of the best around for me... Reviewed on: 15th January 2026

Understanding thoughtful staff

Had a hiccup with accounts, my fault. The ZOPA team were very helpful and reassuring, sorted everything out for me within the same day. Reviewed on: 15th January 2026

Impressed

I'm impressed with the regular saving rate, it's the best I've found. The app is simple and clear. It was easy to set up the account. Reviewed on: 15th January 2026

Great bank great features very helpful

Great bank great features very helpful Reviewed on: 15th January 2026

Spending to saving.

Good all rounder from credit cards to saving. Well impressed Reviewed on: 15th January 2026

Banking app

Great service and easy to access Reviewed on: 15th January 2026

Great bank, interest rates are brilliant, advice fri...

Great bank, interest rates are brilliant, advice friends and family to join Reviewed on: 15th January 2026

I am getting such a high return on my savings and I...

I am getting such a high return on my savings and I like that it’s easy to navigate the app. Reviewed on: 15th January 2026

Very pleased so far

I have only had the Biscuit account for a short time but it is very good so far. Reviewed on: 15th January 2026

Zopa is easy to use and offers good savings rates

Zopa is easy to use and offers good savings rates The app is simple, setup is quick, and everything feels straightforward. Reviewed on: 15th January 2026

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