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Zopa: Current account reviews

4.82
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6600)

Great bank, interest rates are brilliant, advice fri...

5
Great bank, interest rates are brilliant, advice friends and family to join Reviewed on: 15th January 2026

I am getting such a high return on my savings and I...

5
I am getting such a high return on my savings and I like that it’s easy to navigate the app. Reviewed on: 15th January 2026

Very pleased so far

5
I have only had the Biscuit account for a short time but it is very good so far. Reviewed on: 15th January 2026

Zopa is easy to use and offers good savings rates

5
Zopa is easy to use and offers good savings rates The app is simple, setup is quick, and everything feels straightforward. Reviewed on: 15th January 2026

Top Interest Rates

5
User friendly, great interest rates and the app is super easy to navigate. Reviewed on: 15th January 2026

Always had good customer service with Zopa when I've...

5
Always had good customer service with Zopa when I've had to call to speak to them Reviewed on: 15th January 2026

Excellent

5
Excellent service and good easy to navigate website Reviewed on: 15th January 2026

Excellent app - easy and very efficient to use.

5
Excellent app - easy and very efficient to use. Reviewed on: 15th January 2026

Good to Grow.

4
Testing the waters, good temperature. Reviewed on: 15th January 2026

It’s the account that’s always there for you.

5
It’s the account that’s always there for you. Helped me through struggling times. Reviewed on: 15th January 2026

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