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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Top Interest Rates

User friendly, great interest rates and the app is super easy to navigate. Reviewed on: 15th January 2026

Always had good customer service with Zopa when I've...

Always had good customer service with Zopa when I've had to call to speak to them Reviewed on: 15th January 2026

Excellent

Excellent service and good easy to navigate website Reviewed on: 15th January 2026

Excellent app - easy and very efficient to use.

Excellent app - easy and very efficient to use. Reviewed on: 15th January 2026

Good to Grow.

Testing the waters, good temperature. Reviewed on: 15th January 2026

It’s the account that’s always there for you.

It’s the account that’s always there for you. Helped me through struggling times. Reviewed on: 15th January 2026

ZOPA: Reliable & Transparent

I find ZOPA reliable in getting back to you, transparent in their dealings, I find their products always to be competitive or more so. There is something intrinsically and refreshingly honest in their business style and client dealings. Reviewed on: 15th January 2026

Zopa are excellent

I’ve been with Zopa awhile now and have only good experiences with their app, products and interest rates. I trust them and would highly recommend Zopa. Reviewed on: 15th January 2026

Really excellent service.

Really excellent service. Helped us when my bank, that I have been with for years, wouldn't. Excellent App. Very helpful. Reviewed on: 15th January 2026

Very easy and intuitive app great financial features...

Very easy and intuitive app great financial features and customer service is amazing and actually show that they want to help Reviewed on: 15th January 2026

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