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Zopa: Current account reviews

4.93
Based on 6,588 reviews, last reviewed 27th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Great experience every time I use the app

5
Great experience every time I use the app or enquire with support. They gave me everything I wanted and with the backing of an important user of the service and look forward to using them whenever I need to. Reviewed on: 15th January 2026

My queries were replied to in a timely fashion.

4
My queries were replied to in a timely fashion. The interest rates are reasonable compared with other accounts. Reviewed on: 15th January 2026

Well organised, well run & easy to deal with

5
Well organised, well run & easy to deal with Reviewed on: 15th January 2026

Easy to use informative App.

5
Easy to use informative App. Fast and secure payments and deposits. Clear and precise view of multiple accounts. Reviewed on: 15th January 2026

Zopa are amazing.

5
Zopa are amazing. Great bank & interest rates. Reviewed on: 15th January 2026

The best current account in the market.

5
The best current account in the market. Pays interest on your balance AND cashback on your bills. At no cost. Also has one of the best savings and regular saver accounts linked. There's just nothing that competes. Reviewed on: 15th January 2026

Very good service the staffstaff know there stuff

5
Very good service the staff know there stuff Reviewed on: 15th January 2026

Simply the best bank by far.

5
Simply the best bank by far. Has different products ideal to suit you. great customer service. Reviewed on: 15th January 2026

Great interest and easy app use makes Zopa great.

5
Great interest and easy app use makes Zopa great. No fees in other countries is a real bonus and I have had zero issues abroad. Reviewed on: 15th January 2026

Clear and easy to use app paying excellent interest...

5
Clear and easy to use app paying excellent interest rates Reviewed on: 15th January 2026

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