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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

ZOPA: Reliable & Transparent

I find ZOPA reliable in getting back to you, transparent in their dealings, I find their products always to be competitive or more so. There is something intrinsically and refreshingly honest in their business style and client dealings. Reviewed on: 15th January 2026

Zopa are excellent

I’ve been with Zopa awhile now and have only good experiences with their app, products and interest rates. I trust them and would highly recommend Zopa. Reviewed on: 15th January 2026

Really excellent service.

Really excellent service. Helped us when my bank, that I have been with for years, wouldn't. Excellent App. Very helpful. Reviewed on: 15th January 2026

Very easy and intuitive app great financial features...

Very easy and intuitive app great financial features and customer service is amazing and actually show that they want to help Reviewed on: 15th January 2026

Easy to manage

Easy to manage all brilliant And good Reviewed on: 15th January 2026

Excellent service and easy to use app

Excellent service and easy to use app Reviewed on: 15th January 2026

Great interest rates love all the different savings...

Great interest rates love all the different savings parts in easy to navigate and manage my budget Reviewed on: 15th January 2026

When an unauthorised transaction is on the account t...

When an unauthorised transaction is on the account they do not help like most banks with reversing the transaction and take way to long to respond Reviewed on: 15th January 2026

Love the flexibility of moving money so easy .

Love the flexibility of moving money so easy . Loans available and again very easy application and approval Reviewed on: 15th January 2026

I have not had any issues with banking with Zopa, ev...

I have not had any issues with banking with Zopa, everything is all in one screen Reviewed on: 15th January 2026

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