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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Easy to manage

Easy to manage all brilliant And good Reviewed on: 15th January 2026

Excellent service and easy to use app

Excellent service and easy to use app Reviewed on: 15th January 2026

Great interest rates love all the different savings...

Great interest rates love all the different savings parts in easy to navigate and manage my budget Reviewed on: 15th January 2026

When an unauthorised transaction is on the account t...

When an unauthorised transaction is on the account they do not help like most banks with reversing the transaction and take way to long to respond Reviewed on: 15th January 2026

Love the flexibility of moving money so easy .

Love the flexibility of moving money so easy . Loans available and again very easy application and approval Reviewed on: 15th January 2026

I have not had any issues with banking with Zopa, ev...

I have not had any issues with banking with Zopa, everything is all in one screen Reviewed on: 15th January 2026

Very good

Very good service very helpful and friendly Reviewed on: 15th January 2026

Awesome nothing more nothing less, great tools to sa...

Awesome nothing more nothing less, great tools to save money and control my spending Reviewed on: 15th January 2026

Great experience every time I use the app

Great experience every time I use the app or enquire with support. They gave me everything I wanted and with the backing of an important user of the service and look forward to using them whenever I need to. Reviewed on: 15th January 2026

My queries were replied to in a timely fashion.

My queries were replied to in a timely fashion. The interest rates are reasonable compared with other accounts. Reviewed on: 15th January 2026

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