Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Very good

Very good service very helpful and friendly Reviewed on: 15th January 2026

Awesome nothing more nothing less, great tools to sa...

Awesome nothing more nothing less, great tools to save money and control my spending Reviewed on: 15th January 2026

Great experience every time I use the app

Great experience every time I use the app or enquire with support. They gave me everything I wanted and with the backing of an important user of the service and look forward to using them whenever I need to. Reviewed on: 15th January 2026

My queries were replied to in a timely fashion.

My queries were replied to in a timely fashion. The interest rates are reasonable compared with other accounts. Reviewed on: 15th January 2026

Well organised, well run & easy to deal with

Well organised, well run & easy to deal with Reviewed on: 15th January 2026

Easy to use informative App.

Easy to use informative App. Fast and secure payments and deposits. Clear and precise view of multiple accounts. Reviewed on: 15th January 2026

Zopa are amazing.

Zopa are amazing. Great bank & interest rates. Reviewed on: 15th January 2026

The best current account in the market.

The best current account in the market. Pays interest on your balance AND cashback on your bills. At no cost. Also has one of the best savings and regular saver accounts linked. There's just nothing that competes. Reviewed on: 15th January 2026

Very good service the staffstaff know there stuff

Very good service the staff know there stuff Reviewed on: 15th January 2026

Simply the best bank by far.

Simply the best bank by far. Has different products ideal to suit you. great customer service. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday account
from NatWest 4.34 from 2143 reviews
Ultimate Reward Current Account
from Halifax 3.97 from 101 reviews
Classic Plus account (discontinued)
from TSB 3.71 from 179 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub