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Zopa: Current account reviews

4.93
Based on 6,588 reviews, last reviewed 27th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Good services Zopa I will recomand to everyone I wi...

5
Good services Zopa I will recomand to everyone I will recomend to my friends and family I would highly recomand it to anyone looking for a New account Reviewed on: 15th January 2026

Best online account

5
I was invited to open an account and I am so grateful for that opportunity. The savings pot high interest is fantastic and easy to navigate. Reviewed on: 15th January 2026

Really good easy app

5
Saved a lot of interest, easy to manage different pots, easy to use app Reviewed on: 15th January 2026

Just helpful and reliable and would recommend

5
Just helpful and reliable and would recommend Reviewed on: 15th January 2026

Great rates of interest, quick notification of funds...

4
Great rates of interest, quick notification of funds movement, excellent easy to use app. Reviewed on: 15th January 2026

Exceptional customer service

5
Great app easy to use ..rates are very competitive and most of all customer service has always to me been first rate Reviewed on: 15th January 2026

An aid to my mental health.

5
I am able to keep track of my money, direct debits, spending habits and savings in a quick and efficient way, and can move money between accounts or make payments split bills in seconds. Overall using this bank and app has revolutionised the way I bank, helping to restore my confidence in banking and seriously helping my mental health. Reviewed on: 15th January 2026

Admire the fact that you get incentive and cashback...

5
Admire the fact that you get incentive and cashback for payments of direct debit via your account and lots of incentive Reviewed on: 15th January 2026

Zopa have been a legend

5
Zopa have been a legend and literally a lifesaver. Massive respect to you wonderful people Reviewed on: 15th January 2026

Zopa: Interesting accounts with interest.

5
Once set up excellent interest rates. A variety of savings options. Excellent app view of all accounts balances and interest rates.Rapid transfers between internal and external accounts. Good online response to queries. Reviewed on: 15th January 2026

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