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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Well organised, well run & easy to deal with

Well organised, well run & easy to deal with Reviewed on: 15th January 2026

Easy to use informative App.

Easy to use informative App. Fast and secure payments and deposits. Clear and precise view of multiple accounts. Reviewed on: 15th January 2026

Zopa are amazing.

Zopa are amazing. Great bank & interest rates. Reviewed on: 15th January 2026

The best current account in the market.

The best current account in the market. Pays interest on your balance AND cashback on your bills. At no cost. Also has one of the best savings and regular saver accounts linked. There's just nothing that competes. Reviewed on: 15th January 2026

Very good service the staffstaff know there stuff

Very good service the staff know there stuff Reviewed on: 15th January 2026

Simply the best bank by far.

Simply the best bank by far. Has different products ideal to suit you. great customer service. Reviewed on: 15th January 2026

Great interest and easy app use makes Zopa great.

Great interest and easy app use makes Zopa great. No fees in other countries is a real bonus and I have had zero issues abroad. Reviewed on: 15th January 2026

Clear and easy to use app paying excellent interest...

Clear and easy to use app paying excellent interest rates Reviewed on: 15th January 2026

Good services Zopa I will recomand to everyone I wi...

Good services Zopa I will recomand to everyone I will recomend to my friends and family I would highly recomand it to anyone looking for a New account Reviewed on: 15th January 2026

Best online account

I was invited to open an account and I am so grateful for that opportunity. The savings pot high interest is fantastic and easy to navigate. Reviewed on: 15th January 2026

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