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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Really good easy app

Saved a lot of interest, easy to manage different pots, easy to use app Reviewed on: 15th January 2026

Just helpful and reliable and would recommend

Just helpful and reliable and would recommend Reviewed on: 15th January 2026

Great rates of interest, quick notification of funds...

Great rates of interest, quick notification of funds movement, excellent easy to use app. Reviewed on: 15th January 2026

Exceptional customer service

Great app easy to use ..rates are very competitive and most of all customer service has always to me been first rate Reviewed on: 15th January 2026

An aid to my mental health.

I am able to keep track of my money, direct debits, spending habits and savings in a quick and efficient way, and can move money between accounts or make payments split bills in seconds. Overall using this bank and app has revolutionised the way I bank, helping to restore my confidence in banking and seriously helping my mental health. Reviewed on: 15th January 2026

Admire the fact that you get incentive and cashback...

Admire the fact that you get incentive and cashback for payments of direct debit via your account and lots of incentive Reviewed on: 15th January 2026

Zopa have been a legend

Zopa have been a legend and literally a lifesaver. Massive respect to you wonderful people Reviewed on: 15th January 2026

Zopa: Interesting accounts with interest.

Once set up excellent interest rates. A variety of savings options. Excellent app view of all accounts balances and interest rates.Rapid transfers between internal and external accounts. Good online response to queries. Reviewed on: 15th January 2026

Excellent service, good customer service, always hel...

Excellent service, good customer service, always helpful Reviewed on: 15th January 2026

Professional and customer focused

Professional and customer focused Reviewed on: 15th January 2026

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