Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Great interest and easy app use makes Zopa great.

Great interest and easy app use makes Zopa great. No fees in other countries is a real bonus and I have had zero issues abroad. Reviewed on: 15th January 2026

Clear and easy to use app paying excellent interest...

Clear and easy to use app paying excellent interest rates Reviewed on: 15th January 2026

Good services Zopa I will recomand to everyone I wi...

Good services Zopa I will recomand to everyone I will recomend to my friends and family I would highly recomand it to anyone looking for a New account Reviewed on: 15th January 2026

Best online account

I was invited to open an account and I am so grateful for that opportunity. The savings pot high interest is fantastic and easy to navigate. Reviewed on: 15th January 2026

Really good easy app

Saved a lot of interest, easy to manage different pots, easy to use app Reviewed on: 15th January 2026

Just helpful and reliable and would recommend

Just helpful and reliable and would recommend Reviewed on: 15th January 2026

Great rates of interest, quick notification of funds...

Great rates of interest, quick notification of funds movement, excellent easy to use app. Reviewed on: 15th January 2026

Exceptional customer service

Great app easy to use ..rates are very competitive and most of all customer service has always to me been first rate Reviewed on: 15th January 2026

An aid to my mental health.

I am able to keep track of my money, direct debits, spending habits and savings in a quick and efficient way, and can move money between accounts or make payments split bills in seconds. Overall using this bank and app has revolutionised the way I bank, helping to restore my confidence in banking and seriously helping my mental health. Reviewed on: 15th January 2026

Admire the fact that you get incentive and cashback...

Admire the fact that you get incentive and cashback for payments of direct debit via your account and lots of incentive Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Current Account
from Danske Bank UK 3.66 from 23 reviews
Graduate Current Account
from RBS 3.86 from 11 reviews
Reward Account
from NatWest 4.57 from 991 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub