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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Zopa have been a legend

Zopa have been a legend and literally a lifesaver. Massive respect to you wonderful people Reviewed on: 15th January 2026

Zopa: Interesting accounts with interest.

Once set up excellent interest rates. A variety of savings options. Excellent app view of all accounts balances and interest rates.Rapid transfers between internal and external accounts. Good online response to queries. Reviewed on: 15th January 2026

Excellent service, good customer service, always hel...

Excellent service, good customer service, always helpful Reviewed on: 15th January 2026

Professional and customer focused

Professional and customer focused Reviewed on: 15th January 2026

Excellent card and service, seamless transactions.

Excellent card and service, seamless transactions. Reviewed on: 15th January 2026

They get everything sorted out whenever it’s needed...

They get everything sorted out whenever it’s needed and are there to always help Reviewed on: 15th January 2026

Great experience easy to use app

Great experience easy to use app Reviewed on: 15th January 2026

Very easy to set up and understand

Very easy to set up and understand Reviewed on: 15th January 2026

smooth, quick and efficient

Everthing goes smoothly, quickly and efficiently Reviewed on: 15th January 2026

Satisfied long standing customer

I have had accounts with ZOPA since they started as a peer to peer lender. I love that the biscuit account provides me with cashback on direct debit and interest. Together with this I take advantage of a competitive regukar savings account and boosted interest on my savings pots. As ZOPA has expanded its offering, it has become my top savings provider. I have referred ZOPA to friends and family on a number of occasions to help them get the same benefits. Reviewed on: 15th January 2026

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