Smart Money People Logo

Zopa: Current account reviews

4.93
Based on 6,588 reviews, last reviewed 27th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (6588)

The perfect Biscuit

5
Easy to set up and manage and great interest rates! Reviewed on: 15th January 2026

Great interest rates on the biscuit account.

5
Great interest rates on the biscuit account. And also interest on actually having money in your account. Brilliant, I don't have that with my other bank. Reviewed on: 15th January 2026

Zopa gives more flexibility to its customers and rel...

5
Zopa gives more flexibility to its customers and reliability Reviewed on: 15th January 2026

So easy to open and use.

5
So easy to open and use. Can add more money into the account via the app. Keeps you up to date with your finances. Great account and app. Reviewed on: 15th January 2026

Excellent service.

5
Excellent service. The ease of us of the app, I have never had a problem using them, great interest rates, everything. Nice looking card too. Reviewed on: 15th January 2026

Very easy to manage finances

5
Very easy to manage finances and good incentives for smarter saving Reviewed on: 15th January 2026

Great customer service, fabulous products and an eas...

5
Great customer service, fabulous products and an easy to use app. Reviewed on: 15th January 2026

Zopa isomer the best banks I’ve ever used it’s easy...

5
Zopa isomer the best banks I’ve ever used it’s easy and simple to use Reviewed on: 15th January 2026

Everything with Zopa Biscuit and savings accounts is...

5
Everything with Zopa Biscuit and savings accounts is just so quick & easy. From setting up new accounts to transffering monies back & forth it is all so easy. Reviewed on: 15th January 2026

I find this bank excellent and they help a lot

5
I find this bank excellent and they help a lot Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products