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Zopa: Current account reviews

4.83
Based on 6,596 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026
Corby's avatar
Corby

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Zopa has a modern banking App showing transactions i...

5
Zopa has a modern banking App showing transactions immediately, and all the information I need. Good rate of interest as well. Reviewed on: 15th January 2026

Everything under the sun and moon if you need help t...

5
Everything under the sun and moon if you need help there .there Reviewed on: 15th January 2026

Good online banking

5
All easy to understand easy to move money around Reviewed on: 15th January 2026

Very easy to use app!!

5
Very easy to use app, straightforward and the customer support is accessible too Reviewed on: 15th January 2026

It's so easy to work with zopa friendly and so relax...

5
It's so easy to work with zopa friendly and so relaxing knowing everything is so easy. Reviewed on: 15th January 2026

Excellent Service and Nothing a problem

5
Excellent Service and Nothing a problem Reviewed on: 15th January 2026

Experience has been excellent.

5
Experience has been excellent. Customer service very professional. Products provided are first class. And most important they give everyone a chance to improve there finances Reviewed on: 15th January 2026

Love Zopa

5
Zopa have been great and much better rates than other banks I have used Reviewed on: 15th January 2026

The perfect Biscuit

5
Easy to set up and manage and great interest rates! Reviewed on: 15th January 2026

Great interest rates on the biscuit account.

5
Great interest rates on the biscuit account. And also interest on actually having money in your account. Brilliant, I don't have that with my other bank. Reviewed on: 15th January 2026

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