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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Can't fault products, service and quality.

Great products, excellent application process. Adding pots and savings is simple and can be done in minutes. Reviewed on: 15th January 2026

Banking with a difference

Zopa are a bank that keeps you on track with all aspects of my banking with my finances under control Reviewed on: 15th January 2026

Steady meaningful improvements

The bank has made steady improvements to its service and has expanded its product portfolio with several genuinely useful additions, offering a strong alternative to high street banking. The app has also seen improvements; however, there is still room for development, as it can sometimes be slow to reflect account balances when transfers are made in or out. Lastly, while Zopa offers three support solutions for customers with loans who are struggling to make repayments, these are not particularly helpful in practice. What is really needed are payment holidays. This is where Zopa falls short in my opinion, and the institution should offer more meaningful support to customers who have loans with them. Reviewed on: 15th January 2026

Great fast loan provider, easy to use

Great fast loan provider, easy to use Reviewed on: 15th January 2026

Zopa is a great bank.

Zopa is a great bank. Easy to use online and view all accounts in one place. Great savings interest rates. Lots of account choices. Very pleased I opened this account. Reviewed on: 15th January 2026

easy to use and great rates.

easy to use and great rates.Bonus for referrals, no foreign fees for purchases Reviewed on: 15th January 2026

Intrest is good on all accounts it's about noing you...

Intrest is good on all accounts it's about noing your customers and I think you are getting there Reviewed on: 15th January 2026

Just effortless.

Just effortless. No stress. Works for me. Whenever I’ve had a question the phone is answered by a real person and very helpful and knowledgeable Reviewed on: 15th January 2026

Great service

Really good service and app easy to apply and very easy to keep track of your finances Reviewed on: 15th January 2026

Easy to use and trustworthy and good value for money...

Easy to use and trustworthy and good value for money Reviewed on: 15th January 2026

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