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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6596 reviews)

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4.83

Based on 6,596 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Happy with my biscuit current account but Happy with my biscuit current account but…. I get £30 cashback annually however not impressed that they offered new customers £80 cashback recently. L... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6596)

Zopa gives more flexibility to its customers and rel...

Zopa gives more flexibility to its customers and reliability Reviewed on: 15th January 2026

So easy to open and use.

So easy to open and use. Can add more money into the account via the app. Keeps you up to date with your finances. Great account and app. Reviewed on: 15th January 2026

Excellent service.

Excellent service. The ease of us of the app, I have never had a problem using them, great interest rates, everything. Nice looking card too. Reviewed on: 15th January 2026

Very easy to manage finances

Very easy to manage finances and good incentives for smarter saving Reviewed on: 15th January 2026

Great customer service, fabulous products and an eas...

Great customer service, fabulous products and an easy to use app. Reviewed on: 15th January 2026

Zopa isomer the best banks I’ve ever used it’s easy...

Zopa isomer the best banks I’ve ever used it’s easy and simple to use Reviewed on: 15th January 2026

Everything with Zopa Biscuit and savings accounts is...

Everything with Zopa Biscuit and savings accounts is just so quick & easy. From setting up new accounts to transffering monies back & forth it is all so easy. Reviewed on: 15th January 2026

I find this bank excellent and they help a lot

I find this bank excellent and they help a lot Reviewed on: 15th January 2026

Can't fault products, service and quality.

Great products, excellent application process. Adding pots and savings is simple and can be done in minutes. Reviewed on: 15th January 2026

Banking with a difference

Zopa are a bank that keeps you on track with all aspects of my banking with my finances under control Reviewed on: 15th January 2026

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