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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6595 reviews)

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4.83

Based on 6,595 reviews, last reviewed 12th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Easy banking the way it should be

Have used account since beta. Have link salary to account and now used for main banking have used a few products credit card and about to finish my loan with them. Been quick to respond to queries Reviewed on: 15th January 2026

Easy access .

Easy access ..clear and precise instructions with no jargon.I will be using this account on our holiday abroad with confidence. I particularly like that I can link my credit card to the account knowing that my money is safe and secure Reviewed on: 15th January 2026

A great bank account

I originally had a Zopa credit card, which was great so I then accepted the current account and I also have a great high interest savings account with Zopa, I have been so impressed I have recommended you to my family. Reviewed on: 15th January 2026

Clear and open fair and friendly

Clear and open fair and friendly Reviewed on: 15th January 2026

Excellent saving options and great rewards

Excellent saving options and great rewards Reviewed on: 15th January 2026

Easy to use app.

Easy to use app.. Interest rate is good and quick money transfer. Safe and secure. Bank card has all the required functionality. Reviewed on: 15th January 2026

Great Experience/Service

Great Experience from the offset Reviewed on: 15th January 2026

New main account

Really good account, easy to use and clear app Reviewed on: 15th January 2026

The App is easy to use.

The App is easy to use. You can see your daily rate of interest and the actual amount you will be receiving at the end of the month. The interest rates are very competitive. It is so easy to move funds from one account to another, eg a separate bank account with another financial institution. Reviewed on: 15th January 2026

Great interest rate and good app.Great app

Great interest rate and good app. Reviewed on: 15th January 2026

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