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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Very easy to use and good interest rayes

Very easy to use and good interest rayes Reviewed on: 15th January 2026

Great Bank Very satisfied with the service

Very satisfied with the service provided by Zopa so much better I’ve found than other companies. Reviewed on: 15th January 2026

Very pleased with all dealings

Very pleased with all dealings Reviewed on: 15th January 2026

Excellent company

They gave me a good deal on my credit card and i am in the process of paying it back due to christmas madness but it will be paid off and back to being ready when i need it soon, they gave me a bank account that can gather interest what mpre can i ask for Reviewed on: 15th January 2026

This bank provides excellent service with friendly,...

This bank provides excellent service with friendly, knowledgeable staff who are always willing to help. Transactions are fast and efficient, and their online banking system is easy to use and reliable. I appreciate their professionalism and commitment to customer satisfaction. Overall, it’s a trustworthy bank that truly values its customers. Reviewed on: 15th January 2026

Easy banking the way it should be

Have used account since beta. Have link salary to account and now used for main banking have used a few products credit card and about to finish my loan with them. Been quick to respond to queries Reviewed on: 15th January 2026

Easy access .

Easy access ..clear and precise instructions with no jargon.I will be using this account on our holiday abroad with confidence. I particularly like that I can link my credit card to the account knowing that my money is safe and secure Reviewed on: 15th January 2026

A great bank account

I originally had a Zopa credit card, which was great so I then accepted the current account and I also have a great high interest savings account with Zopa, I have been so impressed I have recommended you to my family. Reviewed on: 15th January 2026

Clear and open fair and friendly

Clear and open fair and friendly Reviewed on: 15th January 2026

Excellent saving options and great rewards

Excellent saving options and great rewards Reviewed on: 15th January 2026

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