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Zopa: Current account reviews

4.83
Based on 6,595 reviews, last reviewed 12th Jun 2026
90% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026
Maxwell Gridley's avatar
Maxwell Gridley

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Zopa is simply the best, period.

5
Zopa is simply the best, period. From the smooth, intuitive app to the transparent pricing and genuinely helpful customer support, everything just works. They make managing money feel easy and stress-free, with no hidden surprises. If you’re looking for a bank you can actually trust and enjoy using, Zopa sets the standard. Reviewed on: 15th January 2026

Customer service easy to reach and very helpful

5
Customer service easy to reach and very helpful Reviewed on: 15th January 2026

Always efficient.

5
Always efficient. Staff are very polite Reviewed on: 15th January 2026

The best online bank there is.

5
Everything is so easy and a brilliant app Reviewed on: 15th January 2026

The whole operation with Zopa is seamless

5
The whole operation with Zopa is seamless Reviewed on: 15th January 2026

Very easy to use and good interest rayes

5
Very easy to use and good interest rayes Reviewed on: 15th January 2026

Great Bank Very satisfied with the service

5
Very satisfied with the service provided by Zopa so much better I’ve found than other companies. Reviewed on: 15th January 2026

Very pleased with all dealings

5
Very pleased with all dealings Reviewed on: 15th January 2026

Excellent company

5
They gave me a good deal on my credit card and i am in the process of paying it back due to christmas madness but it will be paid off and back to being ready when i need it soon, they gave me a bank account that can gather interest what mpre can i ask for Reviewed on: 15th January 2026

This bank provides excellent service with friendly,...

5
This bank provides excellent service with friendly, knowledgeable staff who are always willing to help. Transactions are fast and efficient, and their online banking system is easy to use and reliable. I appreciate their professionalism and commitment to customer satisfaction. Overall, it’s a trustworthy bank that truly values its customers. Reviewed on: 15th January 2026

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