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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

User friendly and Professional

Friendly ! Professional , Modern , Easy to understand Reviewed on: 15th January 2026

Very helpful.. excellent

Changing to Zopa was easy, they were very helpful and gave an easy to follow system in order for the change to be simple Reviewed on: 15th January 2026

Banking Review

The banking is exceptional with higher interest rates on savings, loans are easy to work with as well. Reviewed on: 15th January 2026

Always a good service, efficient and helpful.

Always a good service, efficient and helpful. Easy to use, the app is really easy to navigate even for an oldie like me Reviewed on: 15th January 2026

I've been with Zopa Bank for not quite a year.

I've been with Zopa Bank for not quite a year. I have the Biscuit Current Account and savings pots and the Regular Saver which pays me a whopping 7.10 interest. I'm so happy with all these accounts and the interest they are paying me. Reviewed on: 15th January 2026

Zopa is simply the best, period.

Zopa is simply the best, period. From the smooth, intuitive app to the transparent pricing and genuinely helpful customer support, everything just works. They make managing money feel easy and stress-free, with no hidden surprises. If you’re looking for a bank you can actually trust and enjoy using, Zopa sets the standard. Reviewed on: 15th January 2026

Customer service easy to reach and very helpful

Customer service easy to reach and very helpful Reviewed on: 15th January 2026

Always efficient.

Always efficient. Staff are very polite Reviewed on: 15th January 2026

The best online bank there is.

Everything is so easy and a brilliant app Reviewed on: 15th January 2026

The whole operation with Zopa is seamless

The whole operation with Zopa is seamless Reviewed on: 15th January 2026

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