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Zopa: Current account reviews

4.93
Based on 6,588 reviews, last reviewed 27th Apr 2026
70% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026
M Gregory's avatar
M Gregory

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Very pleased with all dealings

5
Very pleased with all dealings Reviewed on: 15th January 2026

Excellent company

5
They gave me a good deal on my credit card and i am in the process of paying it back due to christmas madness but it will be paid off and back to being ready when i need it soon, they gave me a bank account that can gather interest what mpre can i ask for Reviewed on: 15th January 2026

This bank provides excellent service with friendly,...

5
This bank provides excellent service with friendly, knowledgeable staff who are always willing to help. Transactions are fast and efficient, and their online banking system is easy to use and reliable. I appreciate their professionalism and commitment to customer satisfaction. Overall, it’s a trustworthy bank that truly values its customers. Reviewed on: 15th January 2026

Easy banking the way it should be

5
Have used account since beta. Have link salary to account and now used for main banking have used a few products credit card and about to finish my loan with them. Been quick to respond to queries Reviewed on: 15th January 2026

Easy access .

5
Easy access ..clear and precise instructions with no jargon.I will be using this account on our holiday abroad with confidence. I particularly like that I can link my credit card to the account knowing that my money is safe and secure Reviewed on: 15th January 2026

A great bank account

5
I originally had a Zopa credit card, which was great so I then accepted the current account and I also have a great high interest savings account with Zopa, I have been so impressed I have recommended you to my family. Reviewed on: 15th January 2026

Clear and open fair and friendly

5
Clear and open fair and friendly Reviewed on: 15th January 2026

Excellent saving options and great rewards

5
Excellent saving options and great rewards Reviewed on: 15th January 2026

Easy to use app.

5
Easy to use app.. Interest rate is good and quick money transfer. Safe and secure. Bank card has all the required functionality. Reviewed on: 15th January 2026

Great Experience/Service

5
Great Experience from the offset Reviewed on: 15th January 2026

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