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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Banking Review

The banking is exceptional with higher interest rates on savings, loans are easy to work with as well. Reviewed on: 15th January 2026

Always a good service, efficient and helpful.

Always a good service, efficient and helpful. Easy to use, the app is really easy to navigate even for an oldie like me Reviewed on: 15th January 2026

I've been with Zopa Bank for not quite a year.

I've been with Zopa Bank for not quite a year. I have the Biscuit Current Account and savings pots and the Regular Saver which pays me a whopping 7.10 interest. I'm so happy with all these accounts and the interest they are paying me. Reviewed on: 15th January 2026

Zopa is simply the best, period.

Zopa is simply the best, period. From the smooth, intuitive app to the transparent pricing and genuinely helpful customer support, everything just works. They make managing money feel easy and stress-free, with no hidden surprises. If you’re looking for a bank you can actually trust and enjoy using, Zopa sets the standard. Reviewed on: 15th January 2026

Customer service easy to reach and very helpful

Customer service easy to reach and very helpful Reviewed on: 15th January 2026

Always efficient.

Always efficient. Staff are very polite Reviewed on: 15th January 2026

The best online bank there is.

Everything is so easy and a brilliant app Reviewed on: 15th January 2026

The whole operation with Zopa is seamless

The whole operation with Zopa is seamless Reviewed on: 15th January 2026

Very easy to use and good interest rayes

Very easy to use and good interest rayes Reviewed on: 15th January 2026

Great Bank Very satisfied with the service

Very satisfied with the service provided by Zopa so much better I’ve found than other companies. Reviewed on: 15th January 2026

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