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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6600 reviews)

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4.83

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Zopa has been great so far great customer service a...

Zopa has been great so far great customer service and very good Reviewed on: 15th January 2026

I found Zopa to be the best financial company by a m...

I found Zopa to be the best financial company by a mile, very reasonable rates and everything is made easy with the Zopa App Reviewed on: 15th January 2026

ZOPA have made things as easy as possible to open an...

ZOPA have made things as easy as possible to open an account and to get great savings. Reviewed on: 15th January 2026

Zopa . Highly recommend

Zopa have always been the best . Excellent app and there customer service are amazingly helpful extremely knowledgeable and very caring Reviewed on: 15th January 2026

excellent efficient service

Such an excellent , efficient service. I got a £450 rebate out of the blue a couple of months after I settled my loan of early too Reviewed on: 15th January 2026

Easy to open accounts, excellent staff when spoken to

Easy to open accounts, excellent staff when spoken to Reviewed on: 15th January 2026

The best interest rates on savings and multiple pock...

The best interest rates on savings and multiple pockets Reviewed on: 15th January 2026

Always excellent customer service with Zopa.

Always excellent customer service with Zopa. Brilliant interest rates Reviewed on: 15th January 2026

Brilliant helped with all my issues

Brilliant helped with all my issues Reviewed on: 15th January 2026

Zopa have amazing rates.

Zopa have amazing rates for your Biscuit account and my savings account that I have not found anywhere else. I have found I can move my money quickly and easily especially when I needed to move a larger sum to help my parents out whilst they bought a house They have made dealing with Zopa bank a pleasure. I haven't had any issues at all with them. Reviewed on: 15th January 2026

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