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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Excellent service and great customer support

Excellent service and great customer support Reviewed on: 15th January 2026

Great app, decent rates and excellent customer service.

Great app, decent rates and excellent customer service. Reviewed on: 15th January 2026

Favourite bank

I think it has great interest rate. Love the app and how easy it is to use. Reviewed on: 15th January 2026

App is smooth Process is excellent

App is smooth Process is excellent Reviewed on: 15th January 2026

Love Zopa

Definitely my favourite provider, Zopa pays interest on my current account, gives me cashback on my direct debits, and has the best regular saver anywhere - not just the best rate, but it's also flexible, so my savings aren't locked away for the year if I need to access them. Reviewed on: 15th January 2026

Good saving accounts

Good interest for the saving accounts Reviewed on: 15th January 2026

Very easy to use the mobile App and easy to connect...

Very easy to use the mobile App and easy to connect with the help line with pleasant helpful staff Reviewed on: 15th January 2026

Amazing experience and customer service!

Amazing experience and customer service! Reviewed on: 15th January 2026

It’s the variety that wins

Covers a range of personal finance services; easy to use platform; attractive interest rate; nice colour card! Reviewed on: 15th January 2026

Great monthly saver option

Tne Zopa current account app is so easy to use. Account interest rates are competitive especially the monthly saver. It's easy to move money around and questions are answered quickly. Reviewed on: 15th January 2026

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