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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Amazing service.

Amazing service, never causes me a problem! Reviewed on: 15th January 2026

User friendly app quick and simple to navigate

User friendly app quick and simple to navigate Reviewed on: 15th January 2026

Everything about Zopa is great.

Everything about Zopa is great. Great app, great products Reviewed on: 15th January 2026

The best of nearly everything in one app?

I now have a bank account with debit card, interest and other bonuses including cashback on direct debits, as well as custom savings pots with higher interest plus boosted pots (lockup periods) with even higher interest, and ISA pots with competitive interest rates, all in one app. The only piece in missing is a credit card because at the moment the rates on my old one are still better, but I expect that to change eventually. I have almost everything in one place, with more flexibility and almost without compromise. Reviewed on: 15th January 2026

Many good features,not available as a package at com...

Many good features,not available as a package at competitor banks,old & new. Reviewed on: 15th January 2026

The app is very easy to use and customer friendly.

The app is very easy to use and customer friendly. I get updates everytime and I have options to set them off if I want. Reviewed on: 15th January 2026

Iv never had any trouble with the bank staff ate alw...

Iv never had any trouble with the bank staff ate always friendly ready to help Reviewed on: 15th January 2026

Great new banking app.

Great new banking app. Offering a great regular saver rate. Reviewed on: 15th January 2026

High interest offered on savings and current account...

High interest offered on savings and current account balance, great service Reviewed on: 15th January 2026

Excellent service_ High Interest rate_High cashback

This is the only bank that has provided excellent savings interest rate, cashback for direct debits and best customer service. Reviewed on: 15th January 2026

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