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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6595 reviews)

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4.83

Based on 6,595 reviews, last reviewed 12th Jun 2026

90% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Compliant dealt with comprehensively I previously left a poor review for Zopa. I was waiting for a response to a complaint I had lodged as they hadn't given me a bonus I was entitled to. ... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6595)

Great card to start to build your credit rating.

Great card to start to build your credit rating. Affordable limit and great re payment terms. Easy to use and understand app that keeps you updated on all spends, limit etc. Reviewed on: 15th January 2026

Excellent easy hassle free service

Excellent easy hassle free service Reviewed on: 15th January 2026

Not been with the very long but haven’t had a bad ex...

Not been with the very long but haven’t had a bad experience at all very helpful app is easy to use and I find all I need at the click of a button Reviewed on: 15th January 2026

Easy and intuitive app makes banking and savings so...

Easy and intuitive app makes banking and savings so much easier. Not so good when they drop interest rates more than the Bank of England announcements like they did in December Reviewed on: 15th January 2026

Great bank easy access very straightforward banking

Great bank easy access very straightforward banking Reviewed on: 15th January 2026

Amazing service.

Amazing service, never causes me a problem! Reviewed on: 15th January 2026

User friendly app quick and simple to navigate

User friendly app quick and simple to navigate Reviewed on: 15th January 2026

Everything about Zopa is great.

Everything about Zopa is great. Great app, great products Reviewed on: 15th January 2026

The best of nearly everything in one app?

I now have a bank account with debit card, interest and other bonuses including cashback on direct debits, as well as custom savings pots with higher interest plus boosted pots (lockup periods) with even higher interest, and ISA pots with competitive interest rates, all in one app. The only piece in missing is a credit card because at the moment the rates on my old one are still better, but I expect that to change eventually. I have almost everything in one place, with more flexibility and almost without compromise. Reviewed on: 15th January 2026

Many good features,not available as a package at com...

Many good features,not available as a package at competitor banks,old & new. Reviewed on: 15th January 2026

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