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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Fairly decent challenger bank with good returns.

Fairly decent challenger bank with good returns. App can be slow to transfer money, even from internal accounts Reviewed on: 15th January 2026

Very good help

Very much help, every services its very quick Reviewed on: 15th January 2026

I am very pleased with how they dealt my application...

I am very pleased with how they dealt my application, and very helpful and have had no problems with my card. Reviewed on: 15th January 2026

Good Quality Service

I started using Zopa as a credit card for a low credit rating user, I've been really happy with their service on that card and with their biscuit account since it opened. Reviewed on: 15th January 2026

Excellent, reliable banking without the fuss or paid...

Excellent, reliable banking without the fuss or paid-for perks. Reviewed on: 15th January 2026

Great card to start to build your credit rating.

Great card to start to build your credit rating. Affordable limit and great re payment terms. Easy to use and understand app that keeps you updated on all spends, limit etc. Reviewed on: 15th January 2026

Excellent easy hassle free service

Excellent easy hassle free service Reviewed on: 15th January 2026

Not been with the very long but haven’t had a bad ex...

Not been with the very long but haven’t had a bad experience at all very helpful app is easy to use and I find all I need at the click of a button Reviewed on: 15th January 2026

Easy and intuitive app makes banking and savings so...

Easy and intuitive app makes banking and savings so much easier. Not so good when they drop interest rates more than the Bank of England announcements like they did in December Reviewed on: 15th January 2026

Great bank easy access very straightforward banking

Great bank easy access very straightforward banking Reviewed on: 15th January 2026

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