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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6588 reviews)

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4.93

Based on 6,588 reviews, last reviewed 27th Apr 2026

70% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

2

Great till something goes wrong then it’s very diffi... Great till something goes wrong then it’s very difficult to get any answers or assistance from the team. Reviewed on: 16th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6588)

Everything about Zopa is great.

Everything about Zopa is great. Great app, great products Reviewed on: 15th January 2026

The best of nearly everything in one app?

I now have a bank account with debit card, interest and other bonuses including cashback on direct debits, as well as custom savings pots with higher interest plus boosted pots (lockup periods) with even higher interest, and ISA pots with competitive interest rates, all in one app. The only piece in missing is a credit card because at the moment the rates on my old one are still better, but I expect that to change eventually. I have almost everything in one place, with more flexibility and almost without compromise. Reviewed on: 15th January 2026

Many good features,not available as a package at com...

Many good features,not available as a package at competitor banks,old & new. Reviewed on: 15th January 2026

The app is very easy to use and customer friendly.

The app is very easy to use and customer friendly. I get updates everytime and I have options to set them off if I want. Reviewed on: 15th January 2026

Iv never had any trouble with the bank staff ate alw...

Iv never had any trouble with the bank staff ate always friendly ready to help Reviewed on: 15th January 2026

Great new banking app.

Great new banking app. Offering a great regular saver rate. Reviewed on: 15th January 2026

High interest offered on savings and current account...

High interest offered on savings and current account balance, great service Reviewed on: 15th January 2026

Excellent service_ High Interest rate_High cashback

This is the only bank that has provided excellent savings interest rate, cashback for direct debits and best customer service. Reviewed on: 15th January 2026

Excellent service and great customer support

Excellent service and great customer support Reviewed on: 15th January 2026

Great app, decent rates and excellent customer service.

Great app, decent rates and excellent customer service. Reviewed on: 15th January 2026

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