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Zopa: Current account reviews

4.83
Based on 6,600 reviews, last reviewed 20th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6600)

Easy to use app.

5
Easy to use app.. Interest rate is good and quick money transfer. Safe and secure. Bank card has all the required functionality. Reviewed on: 15th January 2026

Great Experience/Service

5
Great Experience from the offset Reviewed on: 15th January 2026

New main account

5
Really good account, easy to use and clear app Reviewed on: 15th January 2026

The App is easy to use.

5
The App is easy to use. You can see your daily rate of interest and the actual amount you will be receiving at the end of the month. The interest rates are very competitive. It is so easy to move funds from one account to another, eg a separate bank account with another financial institution. Reviewed on: 15th January 2026

Great interest rate and good app.Great app

5
Great interest rate and good app. Reviewed on: 15th January 2026

Very easy app to navigate and understand competitive...

5
Very easy app to navigate and understand competitive interest rates Reviewed on: 15th January 2026

The new future of banking

5
Easy to use super fast transactions and a top tier savings system Reviewed on: 15th January 2026

Very good service and fast opening accounts

5
Very good service and fast opening accounts Reviewed on: 15th January 2026

Zopa provides an excellent current account giving in...

5
Zopa provides an excellent current account giving interest on funds in the account and an easy to use app Reviewed on: 15th January 2026

The account is easy to use and set up.

5
The account is easy to use and set up. It pays interest. Reviewed on: 15th January 2026

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