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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Ok

Works like expected, but sometimes the UI is buggy Reviewed on: 20th March 2023

Perfectly easy to use with fantastic rates

Ideal compared to my previous savings account that was so not user friendly Reviewed on: 20th March 2023

Easy to set up competitive interest rates

Easy to set up but haven't worked out how to move to higher rate yet Reviewed on: 19th March 2023

Excellent app!

Quick , speedy and efficient! No hassle in setting up the account…. Clear product choice. Easy to transfer funds in . Reviewed on: 19th March 2023

Zopa is great for Dealing with.

Zopa is a great investment ɓank which gives very decent rate of return on savings. Its' product is simple to understand and invest in and it does not pursue you for more...it has respect for its customers. Reviewed on: 18th March 2023

Super easy to use and excellent interest rates.

My son finally managed to persuade me to try Zopa and I was so impressed I've now closed all my other savings accounts and moved all of my savings to various pots ranging from instant access to 95 day access. Reviewed on: 17th March 2023

Easy to use app-good rates.

Easy to use app good rates, excellent service Reviewed on: 17th March 2023

Happy

Happy with ease of oening an account and rate on savings account. Reviewed on: 17th March 2023

Amazingly simple process

It was so simple to open an account and transfer my money. Regular notifications ensure that you are kept well informed of progress Reviewed on: 17th March 2023

Banking made easy

I was able to set up my savings account from the app in my phone, it was so quick and easy. I am a new customer but so far so good and would recommend. Reviewed on: 17th March 2023

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