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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
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7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy to set up competitive interest rates

5
Easy to set up but haven't worked out how to move to higher rate yet Reviewed on: 19th March 2023

Excellent app!

5
Quick , speedy and efficient! No hassle in setting up the account…. Clear product choice. Easy to transfer funds in . Reviewed on: 19th March 2023

Zopa is great for Dealing with.

5
Zopa is a great investment ɓank which gives very decent rate of return on savings. Its' product is simple to understand and invest in and it does not pursue you for more...it has respect for its customers. Reviewed on: 18th March 2023

Super easy to use and excellent interest rates.

5
My son finally managed to persuade me to try Zopa and I was so impressed I've now closed all my other savings accounts and moved all of my savings to various pots ranging from instant access to 95 day access. Reviewed on: 17th March 2023

Easy to use app-good rates.

4
Easy to use app good rates, excellent service Reviewed on: 17th March 2023

Happy

5
Happy with ease of oening an account and rate on savings account. Reviewed on: 17th March 2023

Amazingly simple process

5
It was so simple to open an account and transfer my money. Regular notifications ensure that you are kept well informed of progress Reviewed on: 17th March 2023

Banking made easy

4
I was able to set up my savings account from the app in my phone, it was so quick and easy. I am a new customer but so far so good and would recommend. Reviewed on: 17th March 2023

Great bank

5
Easy to use, quick and good rates Reviewed on: 17th March 2023

So easy!

5
It was so quick and easy to open, I'm left wondering why I haven't done it sooner Reviewed on: 17th March 2023

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