Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Easy access

4
Easy to use online, and telphone queries Reviewed on: 6th March 2023

Excellent interest rates

5
Very high interest rates and also so easy to use there app. Have made sure people I know save money with zopa as I believe it’s the best out there. Reviewed on: 6th March 2023

saving account

5
Great saving account easily accessible Reviewed on: 6th March 2023

Good service and easy to understand

4
Didn't know much but explained in simple language about investing Reviewed on: 3rd March 2023

Convenient, safe and the best interest rates around!

5
I have been saving with Zopa for a few years now. It’s is easy to set up and the interest rates are always top. I have had a positive experience with customer services as well. Reviewed on: 28th February 2023

Excellent experience

5
Extremely easy to get started with a straightforward app! Reviewed on: 28th February 2023

Zopa savings

5
Great way off saving top interest rates Reviewed on: 27th February 2023

Simple and Fast

5
Easy to use and fast system for saving money. Reviewed on: 25th February 2023

Easy to set up

4
Easy to use, quick to set up and good rates Reviewed on: 24th February 2023

Excellent service

5
Easy to set up and competitive interest rates Reviewed on: 24th February 2023