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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Great rates, paid monthly

5
Zopa offer excellent interest rates and increase them immediately in line with BoE rates, they pay interest monthly and the app is incredibly intuitive and easy to use Reviewed on: 28th February 2025
BikerBird's avatar
BikerBird

Lovely account so simple and efficient

5
Lovely account so simple and efficient Reviewed on: 28th February 2025
Debbie R's avatar
Debbie R

So good I recommended to all the family

5
I've been using Zopa for my fixed savings account. The app is so clear and easy. I've recommended them to all my family. Reviewed on: 28th February 2025
Kat P's avatar
Kat P

Easy app to use.

5
I joined with an ISA and now have numerous savings accounts and the bank account. Great products. Reviewed on: 28th February 2025
Emma 's avatar
Emma

Easy to see all accounts and the monthly added inter...

5
Easy to see all accounts and the monthly added interest is great and encouraging to keep saving as you can see more going in Reviewed on: 28th February 2025
Debra B's avatar
Debra B

Excellent customer service

5
Great offers for customers and excellent communication to make customers aware of products and services tailored to their needs Reviewed on: 28th February 2025
KB's avatar
KB

Fabulous communication and easy to use app

5
Fabulous communication and easy to use app Reviewed on: 28th February 2025
Angela C's avatar
Angela C

Good interest rates and first class service

5
Good interest rates and first class service Reviewed on: 28th February 2025
Frank's avatar
Frank

The ease of setting up the savings account was very...

5
The ease of setting up the savings account was very good. As unable to speak face to face I feel that you need all information to be as clear as possible, which I found Zopa to be. This helped me to make the choice to open a savings account with Zopa and have no regrets. Reviewed on: 28th February 2025
Rachel J's avatar
Rachel J

Good App and all straight forward

5
I liked the app on the phone it was all very straightforward Reviewed on: 28th February 2025
Patrick T's avatar
Patrick T

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