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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Great savings pots - easy to use !

5
Great savings pots - easy to use !! Reviewed on: 28th February 2025

Great rates, paid monthly

5
Zopa offer excellent interest rates and increase them immediately in line with BoE rates, they pay interest monthly and the app is incredibly intuitive and easy to use Reviewed on: 28th February 2025

Lovely account so simple and efficient

5
Lovely account so simple and efficient Reviewed on: 28th February 2025

So good I recommended to all the family

5
I've been using Zopa for my fixed savings account. The app is so clear and easy. I've recommended them to all my family. Reviewed on: 28th February 2025

Easy app to use.

5
I joined with an ISA and now have numerous savings accounts and the bank account. Great products. Reviewed on: 28th February 2025

Easy to see all accounts and the monthly added inter...

5
Easy to see all accounts and the monthly added interest is great and encouraging to keep saving as you can see more going in Reviewed on: 28th February 2025

Excellent customer service

5
Great offers for customers and excellent communication to make customers aware of products and services tailored to their needs Reviewed on: 28th February 2025

Fabulous communication and easy to use app

5
Fabulous communication and easy to use app Reviewed on: 28th February 2025

Good interest rates and first class service

5
Good interest rates and first class service Reviewed on: 28th February 2025

The ease of setting up the savings account was very...

5
The ease of setting up the savings account was very good. As unable to speak face to face I feel that you need all information to be as clear as possible, which I found Zopa to be. This helped me to make the choice to open a savings account with Zopa and have no regrets. Reviewed on: 28th February 2025

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