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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to see all accounts and the monthly added inter...

5
Easy to see all accounts and the monthly added interest is great and encouraging to keep saving as you can see more going in Reviewed on: 28th February 2025

Excellent customer service

5
Great offers for customers and excellent communication to make customers aware of products and services tailored to their needs Reviewed on: 28th February 2025

Fabulous communication and easy to use app

5
Fabulous communication and easy to use app Reviewed on: 28th February 2025

Good interest rates and first class service

5
Good interest rates and first class service Reviewed on: 28th February 2025

The ease of setting up the savings account was very...

5
The ease of setting up the savings account was very good. As unable to speak face to face I feel that you need all information to be as clear as possible, which I found Zopa to be. This helped me to make the choice to open a savings account with Zopa and have no regrets. Reviewed on: 28th February 2025

Good App and all straight forward

5
I liked the app on the phone it was all very straightforward Reviewed on: 28th February 2025

No hassle saving putting money in and taking money o...

5
No hassle saving putting money in and taking money out is so quick and easy. Can't fault the customer service also. Keep s you up to speed with news on saving changes. Reviewed on: 28th February 2025

Easy to use very understanding company

5
Easy to use very understanding company Reviewed on: 28th February 2025

Simply the Best in my opinion.

5
I have had mu accounts & loan with Zopa for many years now. The rates of interest are better than any other High Street Bank or many Online rates. The choice of products are great but not too many to blow your mind! Customer service when needed has been 100%. Long may it all continue. Reviewed on: 28th February 2025

Great Company to deal with, fa.

5
Great Company to deal with, fa.ntastic interest rates. I trust Zopa to take care of my finances and would recommend their services to anyone. Reviewed on: 28th February 2025

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