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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to use. Bank

Easy to use. Easy to contact good rates Reviewed on: 28th February 2025

Very happy with the account.

Very happy with the account. Opened the account with no issues and everything has gone well. Reviewed on: 28th February 2025

Savings accounts without a hassle

I’ve had savings accounts and ISAs for a couple of years and opening and managing the accounts couldn’t be easier. Reviewed on: 28th February 2025

Straightforward with competitive rates.

Straightforward to set up. Very good rates.I feel confident with Zopa even though I usually don't like using Internet banking services. Always kept up to date with rates. Reviewed on: 28th February 2025

Easy to use banking service with good rates.

Easy to use banking service with good rates. Reviewed on: 28th February 2025

Have ISAs and fixed rate bonds with Zopa and good fi...

Have ISAs and fixed rate bonds with Zopa and good financial products Reviewed on: 28th February 2025

Excellent App , seamless processes - really nobles a...

Excellent App , seamless processes - really nobles at all - and good % rates Reviewed on: 28th February 2025

A company that delivers.

A company that delivers. Great interest rates and easy access. Reviewed on: 28th February 2025

Just need to improve platform for amend our details

I didn’t put excellent because o can’t change my email address, despite following all their instructions online to do so. Regarding money, it is a very good ISA fixed term saving account. Good interest provided and competitive. Also allows for add money after it has been set up. Quick to withdraw money after the term was completed. Reviewed on: 28th February 2025

Great service.

Great service. Good interests rates. Easy to use Reviewed on: 28th February 2025

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