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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Great savings pots - easy to use !

Great savings pots - easy to use !! Reviewed on: 28th February 2025

Great rates, paid monthly

Zopa offer excellent interest rates and increase them immediately in line with BoE rates, they pay interest monthly and the app is incredibly intuitive and easy to use Reviewed on: 28th February 2025

Lovely account so simple and efficient

Lovely account so simple and efficient Reviewed on: 28th February 2025

So good I recommended to all the family

I've been using Zopa for my fixed savings account. The app is so clear and easy. I've recommended them to all my family. Reviewed on: 28th February 2025

Easy app to use.

I joined with an ISA and now have numerous savings accounts and the bank account. Great products. Reviewed on: 28th February 2025

Easy to see all accounts and the monthly added inter...

Easy to see all accounts and the monthly added interest is great and encouraging to keep saving as you can see more going in Reviewed on: 28th February 2025

Excellent customer service

Great offers for customers and excellent communication to make customers aware of products and services tailored to their needs Reviewed on: 28th February 2025

Fabulous communication and easy to use app

Fabulous communication and easy to use app Reviewed on: 28th February 2025

Good interest rates and first class service

Good interest rates and first class service Reviewed on: 28th February 2025

The ease of setting up the savings account was very...

The ease of setting up the savings account was very good. As unable to speak face to face I feel that you need all information to be as clear as possible, which I found Zopa to be. This helped me to make the choice to open a savings account with Zopa and have no regrets. Reviewed on: 28th February 2025

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