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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

easy setup

Easy access through the app, quick and easy setup of accounts Reviewed on: 1st March 2025

Zopa is easy to use, offers great interest and produ...

Zopa is easy to use, offers great interest and products. I’ve been a member since the early days of peer to peer lending, I do wish they still did that as it was an interesting way to invest, but the products they have now are better than anything I’ve seen in the market. Reviewed on: 1st March 2025

Easy to find my way around the app, easy to open an...

Easy to find my way around the app, easy to open an account. Reviewed on: 1st March 2025

No nonsense savings

Easy to setup accounts. The mobile app is easy to use.No nonsenses savings accounts. Reviewed on: 1st March 2025

Great app and helpful staff make easy savings

Easy to set up, easy to navigate and great interest returns. I love how I can see my isa and my savings all together. Customer services are very helpful if you have any queries. I use the live chat function and it’s very easy and I got all the information I needed from the advisor. All round great company to bank with. Reviewed on: 1st March 2025

Zopa is excellent, simple to use and great rates.

Zopa is excellent, simple to use and great rates. Reviewed on: 1st March 2025

The app is easy to use, I can set various saving pots

The app is easy to use, I can set various saving pots and the rates are great Reviewed on: 1st March 2025

Excellent app

Excellent app, easy to navigate and good interest rates Reviewed on: 28th February 2025

User friendly

I find Zopa user friendly and it has competitive interest rates with a good range of savings accounts including instant access and various fixed terms. Adding and withdrawing funds is a simple process.. Zopa was a recommendation by Martin Lewis. Reviewed on: 28th February 2025

Amazing Bank Never had a problem reliable app works...

Amazing Bank Never had a problem reliable app works well is easy to navigate and use. Can search and find new products and move savings about with ease. Can easily move money to other accounts. Saves details for quick access. Reviewed on: 28th February 2025

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