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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1794 reviews)

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4.92

Based on 1,794 reviews, last reviewed 18th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

The whole process has been very slick and efficient.

The whole process has been very slick and efficient. Reviewed on: 17th January 2025

Great interest rate on the fixed term saving account.

Great interest rate on the fixed term saving account. Clearly explained terms and conditions, easy to open and manage, super user friendly app interface. Reviewed on: 17th January 2025

ISA accounts with Zopa.

I have several ISA accounts with Zopa. The app is very user-friendly and payments (in or out) are made without issue or delay. Interest rates are the best I've found. Reviewed on: 17th January 2025

This is a great online bank.

This is a great online bank. The app is easy to use and very intuitive. The savings account interest rates are excellent and any changes are flagged in advance and well explained. I haven’t used the chat bot much, but when I have it gave the information I needed. Reviewed on: 17th January 2025

I’m happy with Zopa, bern good so far.

I’m happy with Zopa, bern good so far. Reviewed on: 17th January 2025

A clear and easy to use website offering good intere...

A clear and easy to use website offering good interest rates.offering help to get the best deals on energy and internet bills. A website and bank I feel comfortable and safe with. Reviewed on: 17th January 2025

Easy app to navigate good products on offer

Easy app to navigate good products on offer Reviewed on: 17th January 2025

smooth, smart and quick.

smooth, smart and quick. I was able to get what I wanted very quickly and didn't face any issue Reviewed on: 17th January 2025

It’s very easy to use good service

It’s very easy to use good service Reviewed on: 17th January 2025

Excellent App and savings in accounts

The app is excellent, you can easy find everything we need, and very clear and user friendly. The savers account has 7.5% aer for first year which is much more than others even after a year the aer 4.05% is still higher than most. Zopa current bank account also offers cash back for your bills and 2% aer, so nice savings. Reviewed on: 17th January 2025

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