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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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7%
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0%
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0%
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Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

I’m happy with Zopa, bern good so far.

5
I’m happy with Zopa, bern good so far. Reviewed on: 17th January 2025

A clear and easy to use website offering good intere...

5
A clear and easy to use website offering good interest rates.offering help to get the best deals on energy and internet bills. A website and bank I feel comfortable and safe with. Reviewed on: 17th January 2025

Easy app to navigate good products on offer

5
Easy app to navigate good products on offer Reviewed on: 17th January 2025

smooth, smart and quick.

5
smooth, smart and quick. I was able to get what I wanted very quickly and didn't face any issue Reviewed on: 17th January 2025

It’s very easy to use good service

5
It’s very easy to use good service Reviewed on: 17th January 2025

Excellent App and savings in accounts

5
The app is excellent, you can easy find everything we need, and very clear and user friendly. The savers account has 7.5% aer for first year which is much more than others even after a year the aer 4.05% is still higher than most. Zopa current bank account also offers cash back for your bills and 2% aer, so nice savings. Reviewed on: 17th January 2025

Zopa have been excellent with their customer service.

5
Zopa have been excellent with their customer service. I find the app user friendly and not full of clutter. All queries that I have raised have been dealt with positively. Reviewed on: 17th January 2025

Easy To open account on line.

5
Easy To open account on line. Great savings interest rates. App works great Reviewed on: 17th January 2025

It was so easy to set up my account with Zopa.

5
It was so easy to set up my account with Zopa. My ISA transfer was smooth and the offer of a regular saver at an exceptional rate was very much appreciated. Reviewed on: 17th January 2025

They have a high interest rate that let my saving gr...

5
They have a high interest rate that let my saving grows effortlessly Reviewed on: 17th January 2025

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